On the commute, I originally found a delicious four-fruit soup store, but it closed a few months ago. The bakery I saw on the commute was open for a while, but I didn't expect to open it with a steamed bun shop. Even the store that my teammates had been open for 9 years also closed.
The economic recovery is less than expected, and in the face of economic pressure, all we ordinary people can do is save money.
First of all, saving money can be used for emergencies. During the economic downturn, many people may face difficulties such as unemployment and salary cuts. If we don't have a certain amount of savings on hand, it will be difficult to deal with emergencies once we encounter them. Therefore, by saving money, we can accumulate a certain amount of money in case we need it and avoid getting into financial difficulties.
That's what I'm the most productive person to talk about, because the store is closed, my teammate is unemployed, he has no income, but we still have to pay the mortgage every month. I was a little anxious last year, after all, my monthly salary is only more than 3,000. I need to be prepared for my teammates not to have any income in half a year. I need to shoulder the burden of supporting my family.
suddenly remembered a sentence in "Skin": "When I often can't stand it, I also want to find a backer to lean on, but no matter how I look for it, I will find that some mountains are full of thorns, and some mountains are full of wild beasts." So, you should be your own mountain. “
So how do you become your own mountain? The best way for ordinary people is to save money.
Saving money can give us more options. During the economic downturn, many industries are facing operating pressures, and many companies have seen a significant reduction in their recruitment needs. If we have a certain amount of savings on hand, we can be more active in the job market and can choose our preferred career or start a business. In this way, you can not only improve your quality of life, but also better realize your life value.
I returned to the workforce in 2022 and was desperate for a job because I had no work experience as a stay-at-home mom for 7 years and I didn't have enough money on my hands. So I don't have a lot of autonomy when it comes to career choices. I thought it would be nice to have a job.
Only now do I understand that I prefer freelancing, I don't want to clock in and out, I don't want to experience the twists and turns of the workplace, and I prefer to be alone and do the little business I like. For example, reading, writing, financial management, and so on.
So I'm trying to save money now, just hoping to save enough capital to leave the workplace as soon as possible.
Of course, saving money is not an easy thing to do. We need to start with our daily lives and develop good savings habits. For example, make a reasonable budget plan and control your own expenses; Increase income through financial management and other means; reduce unnecessary waste and more. Only in this way will we be better able to cope with the challenges during the economic downturn.
I like Charlie Munger to say, "At some point in my life, I decided to become rich, not because I loved money, but because I wanted to be independent." I like to be able to speak my mind freely and not be dictated by the will of others. “