What should I do if the payment of five insurances and one housing fund is broken?

Mondo Social Updated on 2024-02-01

Pension insurance: You can apply for supplementary payment after the payment is broken, if you have not paid for 15 years to the retirement age, the money in the individual account of the pension insurance will be returned to the individual in full, but the money in the overall account will not be refunded.

Medical Insurance: Medical care cannot be used if the payment is interrupted for more than 3 months. However, it can be renewed, and if the contribution has been paid for less than 20 years, you will not be able to use the health insurance after retirement.

Unemployment insurance: work-related injury insurance, maternity insurance, and re-payment after payment is not a big problem.

Housing Provident Fund: There is no impact on the discontinuation of payment, the money in the personal account will always be there, and those who meet the conditions can be withdrawn.

The interruption time of the payment of five insurances and one housing fund shall not exceed 3 months, and the payment can be made up.

Article 2, Paragraph 3 of the Guiding Opinions of the National Health Insurance Administration, the Ministry of Finance and the State Administration of Taxation on Strengthening and Improving the Participation in Basic Medical Insurance stipulates that if the insured has participated in the basic medical insurance for more than 2 consecutive years (including 2 years), due to changes in personal status such as employment, the employee medical insurance and the resident medical insurance will switch the insurance relationship, and the interruption of payment shall not exceed 3 months, and the treatment can be enjoyed normally after payment to ensure the seamless treatment of the insured. If the payment is interrupted for more than 3 months, each co-ordinating area can set a waiting period of no more than 6 months for treatment according to its own situation, and the original insurance relationship will be suspended after the waiting period for treatment enjoyment expires.

Legal basis. "Guiding Opinions of the National Health Insurance Administration, the Ministry of Finance and the State Administration of Taxation on Strengthening and Improving the Participation in Basic Medical Insurance".

Second, the main tasks.

3) Do a good job of cross-system insurance treatment.

If the insured has participated in the basic medical insurance for more than 2 consecutive years (including 2 years), and the insurance relationship is switched between the employee medical insurance and the resident medical insurance due to changes in personal status such as employment, and the payment period is interrupted for no more than 3 months, the insured can enjoy the treatment normally after payment to ensure the seamless treatment of the insured. If the payment is interrupted for more than 3 months, each co-ordinating area can set a waiting period of no more than 6 months for treatment according to its own situation, and the original insurance relationship will be suspended after the waiting period for treatment enjoyment expires.

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