Cuihua company due to poor experience, facing temporary financial difficulties, so the legal representative of Cuihua company Tie Shu to send a small dog egg to hit **, first greeted the dog egg recent situation, and then explained the intention of borrowing 200,000 yuan, even if the dog egg brushed a lot of "borrowing money when the grandson, when repaying the money uncle" small **, but considering the friendship with the small for many years, and they still have spare money, so they are willing to help the small iron tree once, but to charge interest, therefore, On behalf of Cuihua Company and Goudan, Tieshu signed a "Loan Contract" on January 1, 2022, stipulating: "Today's Cuihua Company (Unified Social Credit**: Borrowed Goudan) (ID number: ...)200,000 yuan, the loan term is from 20221.1-2022.12.31. The monthly interest rate is 1%, and the principal and interest are repaid at maturity. ”
According to the agreement, Cuihua Company will transfer the loan principal of 200,000 yuan and one year's interest to Goudan's bank card on December 31, 2022.
Later, Cuihua Company needed to repay the bank loan before February 28, 2023, and there was still a funding gap of 300,000 yuan. Thinking of this, Tie Shu dialed the dog's ** again, indicating that he wanted to borrow another 300,000 yuan. Considering that the previous Cuihua Company was trustworthy, this time Goudan did not hesitate and blurted out that the two parties signed the "Loan Contract" again on February 1, 2023 and agreed: "Today's Cuihua Company (Unified Social Credit**: Borrow Goudan) (ID number: ...)300,000 yuan, the loan term is from 20232.1-2024.1.31. The interest rate is 1%, and the principal and interest are repaid at maturity. ”
But on February 1, 2024, Goudan still has not received the loan and interest from Cuihua Company, and Goudan has repeatedly urged Cuihua Company to say that it is only willing to repay the loan principal of 300,000 yuan and an annual interest rate of 1%, Goudan disagrees, and Goudan believes that the interest rate of 1% refers to the monthly interest rate, not the annual interest rate, and there is a dispute between the two parties.
Answer: Cuihua Company should repay the 300,000 yuan loan and 1% interest on the monthly interest rate for 12 months.