Title Know how to manage your finances, and have more than enough food and clothing

Mondo Finance Updated on 2024-02-24

My name is Liu Hongwei, I am 63 years old, I have been retired for 3 years, I enjoy a pension of 8,000 yuan per month, and I am a retired cadre in the system.

He has struggled in the workplace for more than 30 years, and for the sake of life and family, he often ignores his personal feelings and rarely lives for himself.

Now that my children have started a family, the family no longer needs me to spend too much energy, and the pace of life is slowing down.

In old age, I want to treat myself well and live the life I want.

In the past three years of retirement, I have seen many old people living unsatisfactory in their later years, so I understand that people must learn to take precautions when they are old, and do not rush into life, otherwise their later life may be painful and desolate.

When people are over 60 years old, they need to understand this truth in order to welcome a better old age, which is great wisdom.

1. Pay attention to physical health and provide for the elderly.

2. Own your own house, don't be burdened by your children, and be at your own place.

3. Maintain financial independence.

Some people say that they talk about money and customs, but they don't talk about more vulgarity.

Especially for older people, it is not feasible to have no money in their pockets after losing their earning power.

A friend of mine loves children very much, and he does everything he can to help his children buy a car, transfer his pension to his children on time every month, and only keep 1,000 yuan for his living expenses, saving money.

Last year, I was seriously ill and needed surgery, and I had no money, so I borrowed it to complete the operation, and after being discharged from the hospital, my children were unwilling to take care of them, so I was cold and cut off the subsidy to my children.

Don't neglect yourself in your old age, no money affects the quality of life.

If you have money, you can hire a nanny and live in a nursing home.

Another neighbor is 75 years old and has no income, and he wants to ask his children for money, and the children sometimes give and sometimes ignore them, and only those who have experienced it understand this pain.

Therefore, when you are old, you must have money, which is self-esteem and confidence.

After the death of the other half, don't just look for a wife.

Break up halfway through the age of 60, in order to solve loneliness, you may find a wife, but the purpose is not pure, men find free nannies, women find ATMs, and finally may get into lawsuits.

It would be better if we could support each other warmly.

Frequent travel is not good, and moderation is better.

A friend of mine, after retirement, began to travel by car with his wife, the days of being at home for less than two months a year, the rest of the time were all on the road, and spent 300,000 yuan in two years, not to mention, his body also collapsed, my friend had a direct cerebral hemorrhage, and now half of his body is paralyzed, and his children take turns to take care of him.

What do you mean by this? Isn't it good to enjoy your retirement in your old age? I just want to find guilt for myself.

Don't just lend money to someone Wilde said, "When I was young, I used to think that money was the most important thing in the world, but now that I am old, I find out that it is." ”

When people are old, they must keep the money in their pockets, and sometimes they must learn to be "selfish" and think more about themselves.

Are there still fewer people who borrow money and don't pay it back? There are a lot of people around me who borrow money and don't pay it back, and in the end they become enemies because of money.

Young people borrow money and are at least able to earn money, while the elderly are getting older, and there are fewer and fewer ways to earn money.

A relative of mine borrowed 150,000 yuan from a friend to do business, but I didn't expect that person to directly take the money to gamble online, and he didn't get a penny back, and he also cheated several people out of money, up to millions, and was arrested and put in prison, and people had no money to pay back, what can you do? Dumb people can't say how bitter they are when they eat Coptis chinensis.

Therefore, when people are old, only by keeping the money in their pockets can they really treat themselves well, and never lend money to others, including children, and do not give it to him easily.

Less to participate in some colleagues, classmates and friends gatherings, most of the current gatherings have become a comparison of vanity fair, people who mix well, start to brag, show how big their position is, how much money they have, how much pension is, how much their children have.

People who mix poorly will be joked by people who mix well, without considering the feelings of the other party at all.

It seems to be a grand scene, but in fact, it is a snobbish atmosphere, which has no meaning, and will only make your mood very bad.

Don't overly help your children, no matter who you are, you should get along with everyone and help them in moderation, including your children.

Some elderly people love their children very much, take care of food, clothing, housing and transportation when they are young, and help them bear the burden of life when they become adults.

Do everything for your children, worry about this and that for them, but don't worry about yourself, and in the end you will be thankless, and you will be disliked for your money and efforts.

Therefore, you must be a smart parent, and in your old age, learn to focus on your own life, enrich your life, don't interfere too much in your children's life, and don't have to go to great lengths to help them complete this journey in life.

You must have a good mentality, in this life, life is a mood, and life is a mentality.

Don't take anything to heart, the people who make you angry, the people who consume your energy, just stay away from them, and don't punish yourself for the mistakes of others.

Find more fun in life, raise some flowers and plants, take a fishing rod and go out to fish quietly, make a pot of tea, taste the fragrance of tea, listen to **, read books, and live happily.

Therefore, if a person wants to enjoy a happy old age, he must understand these truths, after the age of 60, if he still does not understand, he really deserves to live a desolate old age.

Do you think I'm right?

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