HSBC Jinxin's "36 Plans for Pension" column
Plan for investors to live and retire
Have you started to pay attention to retirement?
Judging from the people around the author, the proportion of people who pay attention to pension may not be high. Because most people feel that retirement is a very, very distant thing for them.
Young people say, I want to buy a house, buy a car, get married, have children, a lot of expenses are waiting for us, how can I have spare money to retire.
The middle-aged man said, I am old and young, and I worry about my parents' body and the baby's study every day, and I will talk about it when the baby graduates from college.
People who are about to retire say that I am about to retire and what are the plans, so be it.
You may say that people are like this, they always care most about the present, and who cares about retirement in thirty or forty years. The author thinks that this is only one aspect, and the other reason may be that we do not have a tradition of pension planning.
Just like most of us, with the family's ears and eyes and words and deeds, we can often do housework, cooking, taking care of babies and other tasks.
But what about pensions? China's social security system was established in the 90s of the last century, and it has only been more than 20 years. For our parents, retirement does not seem to be something that needs too much planning and consideration. Even if they had this will, there was a lack of rich financial tools such as public offerings, bank wealth management, and pension insurance to support their planning. The only thing that can be done may be to "raise children and prevent old age".
Therefore, in a sense, we post-80s and post-90s generations are the real "pension generation" since the establishment of the social security system - the first generation of people who need and have the support conditions to make detailed plans for their own pension life.
As a member of the "pension generation", the author also empathizes with the confusion of the majority of small partners in pension planning and investment, so HSBC Jinxin ** and "China ** News" summarized the series of "36 Strategies for the Elderly" for everyone, and put the current oneThe latest pension policy, handy pension tools, scientific pension conceptand someViable pension optionsTaken together, it provides a reference for all those who are interested in and in need of retirement planning. Here, we warmly invite all of youRead, like, favorite, **We have this series,And get moving
Yes, it's important to act.
A lot of people say, I don't have that much money to invest.
There are also many people who ask, I don't know **, I don't know insurance, I don't know how to plan, what to do.
But if you finish watching the series "36 Strategies for Retirement", you will realize that how much money you have and how much investment knowledge you have may not be the most important. For the elderly, the most important thing is to act as soon as possible.
With less money, you can buy it for 1 yuan.
Lack of knowledge, the most basic bank savings are also an effective means of accumulating personal pensions.
Perhaps we don't have the ability to plan a healthy future facing the sea for ourselvesBut as long as you plan and act early, every dollar you accumulate can bring you closer to a happy retirement。If on this basis, we can further improve our pension planning through our "36 Pension Plans", and finally reap a good result, it will be our honor.
Our retirement future is destined to be more colorful than our predecessors, with many choices that were previously unimaginable, and it is destined to be more challenging. We hope that our "36 Strategies for Retirement" can become a guide to everyone's ideal retirement life.
Finally, I wish every investor to live their ideal retirement life!
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36 pensions
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