In the tide of globalization, China attracts more and more expatriates to travel, work and live with its unique charm. However, a problem that cannot be ignored is that these expatriates are facing the embarrassing situation of "having money and not spending it" within our borders. In 2023, the incident of an expatriate who encountered payment difficulties when returning to Shanghai from Hong Kong became the focus of social attention. In this context, in 2024, a proposal was put forward to further promote the facilitation of domestic payments for foreigners, aiming to eliminate payment barriers and improve the quality of life of foreigners.
There are several reasons why foreigners encounter mobile payment difficulties in China:
1. Language barrier: Many foreigners may not be able to fully understand Chinese, which may cause them to experience difficulties when using mobile payments. Especially when it comes to specific operations or transaction information, language barriers may cause them to be unable to accurately understand and complete the payment.
2.Cultural differences: In China, mobile payment is a very common and customary payment method, while in some countries people may be more accustomed to using cash or credit cards. As a result, some foreigners may need more time to adapt to China's payment culture.
3.Technical issues: Mobile payment requires a certain technical foundation, including smartphones, network connections, etc. Some foreigners may lack these technical knowledge, or their devices may not be able to support certain payment apps.
4.Trust issues: For some foreigners, they may lack trust in China's mobile payment system and are concerned about security and privacy protection issues. This may affect their willingness to use mobile payments.
5.Regulatory restrictions: Some foreigners may not be able to use mobile payments in China due to the laws and regulations of their home country. For example, some countries may prohibit or restrict their citizens from using China's mobile payment platforms.
This payment dilemma not only affects the lives of expatriates, but can also lead to a series of derivative problems.
To this end, in order to improve the convenience of foreign nationals living in Japan. The specific measures are as follows:
1.Increase the diversity of payment methods: In addition to traditional cash payment methods, the use of electronic payments, such as Alipay, WeChat Pay, etc., can be promoted. These payment methods are very common in China and are also convenient for foreigners to make purchases. 2.Improve payment convenience: For foreigners, it may be necessary to apply for a Chinese bank card, or bind an international credit card and other payment methods. Payment channels such as ATMs and convenience stores can be added to make it easier for foreigners to withdraw cash and make purchases.
3.Improving the financial service system: Foreigners encounter the problem of having money in China that is difficult to spend, and sometimes it is related to the lack of financial services. Therefore, improving the financial service system and providing more diversified financial services, such as foreign exchange and cross-border transfers, can also alleviate this problem.
4.Strengthen publicity and training: For foreigners, who may not be familiar with China's payment and settlement methods, they can better understand and master China's payment methods by strengthening publicity and training. 5.Improve service quality: Banks and payment institutions should improve service quality and provide more humanized services, such as multilingual services and VIP services, so that foreigners can feel more intimate services.
In general, solving the problem of foreigners having money in China requires multi-faceted efforts and cooperation, including increasing the diversity of payment methods, improving payment convenience, improving the financial service system, strengthening publicity and training, and improving service quality. Through the implementation of these measures, it can make it more convenient and smooth for foreigners to consume in China.