Telecom network fraud cases are frequent, who is easy to be deceived? What kind of psychological weakness do scammers exploit us? What is the psychological journey of the victim during the fraud process? Today, the Nanning Anti-Fraud Center analyzes telecom network fraud from a psychological perspective to see if you are the most "favored" person!
Who is easily deceived?
1. Overconfident people: Different from our usual cognition, smart people are more likely to suffer from telecom network fraud. Such people have enigmatic cognitive self-confidence, do not accept any anti-fraud propaganda, and even have some resistance, confidently believing that they will not be stupid enough to be scammed. In addition, some people like to take advantage of loopholes, like to "pick wool" on the Internet, thinking that they can make a lot of money without leaving home. This kind of person is a high-risk group of defrauders, and dozens of fraud methods are waiting for one of you to be careless.
Typical cases: loan fraud, order fraud, investment and wealth management fraud, online dating and investment fraud, gambling fraud, shopping refund fraud, etc.
2. People who are not deeply involved in the world: such people may still be in school, or have just stepped out of society, and they cannot distinguish the true from the false in the complex society. Sometimes a single call can force them to cry, and do everything possible to prove their innocence until the money is transferred. For such people, whether they are relatives, friends, teachers or classmates, they must be given a systematic anti-fraud education, so that they can go to school with peace of mind and enter the society safely.
Typical cases: impersonation of public prosecutors, cancellation of campus loans, fraud of impersonating acquaintances, etc.
3. People who lack the ability to discriminate: Most of them are elderly, who have experienced the ups and downs of life, but they are gradually out of touch with the Internet information age, but they often can't listen to the persuasion of others, easily believe other lobbyists, and insist on investing in some fake investment platforms (false investment, investment, three-dimensional code investment, foreign currency investment, etc.), and finally lose all their money. Some people insist on buying health supplements, and even their children can't dissuade them, and finally exhaust their life savings.
Typical cases: investment and financial fraud, health care product fraud, etc.
Scammers take advantage of what we are.
Psychological weakness? 1. Greed.
According to incomplete statistics, about 70% of fraud cases are successfully carried out by taking advantage of people's greed. Give small profits, deceive and take the bait, let the small catch the big, and finally block and leave. To go deeper, it is to add some elements of "love": after making a boyfriend and girlfriend online, gradually trick them into gambling and investing, and finally defraud the victim of all their money, and even make the victim indebted. At present, the most common loan fraud is the same, claiming to be unsecured, low-interest, and fast loans, and the "lender" will feel as if pie in the sky, and gradually operate according to what the other party says, and finally ......
2. Fear. Fraudsters have been using people's fear to carry out fraud for a long time, and the fraud of impersonating the public procuratorate has been developed for more than 20 years. Recently, there has also been a cancellation of loan account fraud, ** by intimidating the victim: if the loan record is not cancelled, it will affect the credit investigation, affect the future loan to buy a house or car, and finally trick the victim into transferring money step by step.
3. Imprudent.
The most straightforward expression is "careless", the transfer and remittance do not go through any verification, and it is too late to wake up when the remittance is just out. QQ impersonation acquaintance fraud is a typical case, and the range of "acquaintances" is very wide, including: leaders, teachers, children, friends, etc. This kind of fraud, ** is most afraid that you will verify, and will keep urging you, telling you that this matter is urgent, and you must do it immediately, just waiting for your "imprudent".
What is the psychological journey of being scammed?
In the absence of any interference, ordinary people can always maintain a peaceful and rational state of mind, but after encountering problems (** settings), they often mess up their minds. It's like when you are taking an exam, you suddenly encounter a difficult question, and the next answer is all messed up. The more chaotic you are, the more you want to distinguish, and the more you want to fight, the more you fall into the trap of **. Let's take a look at the following conversations:
Investment and financial scams.
Victim: Why can't I withdraw my money on the platform?
*: Dear, you made a mistake just now, the platform card order, you only need to invest another 100,000 yuan to withdraw all the principal and income.
Loan scams. Victim: I've already remitted the handling fee as you requested, why haven't you released the money?!
*: Your bank card credit limit is not enough, you need to brush the flow and credit, dear.
Spamming scams. Victim: I've swiped three orders, why haven't I returned the money?!
*: Don't worry, we are professional, you have to finish a task group to return them all, a task group has 10 orders, you can't return if you don't finish brushing, dear.
Let's take a look and ask ourselves, after the above three fraud links, who can calm down? The anxious mentality has messed up the mind, and the next thing is the time for the performance.
*Hint: No matter how the scam changes, I don't transfer money to change!
Remember: don't be gullible, don't transfer, and verify more. Stay away from telecom network scams!
*: Kunming Anti-Telecom Network Fraud Center.