**There are actually two ways to achieve a steady profit.
The first type, which everyone is already familiar with, is to hold a high dividend strategy and wait for the dividends.
Buy a high-performing coal stock, or a bank stock, or a power stock, and hold it for a long time.
Although there will be ** in the short term, in the long run, it is still appropriate to achieve an annualized rate of 5-8%.
As long as this strategy extends the time period to more than 5 years, there is basically no loss.
Of course, this strategy requires not only a lot of patience, but also the courage to enter the market at a time when the dividend is high.
As recently as 2023, it can be regarded as a bear market, and the return in this direction is more than 5%, and in 2024, in just 2 months, the return of this strategy has reached 8%.
The worst of this strategy is about 3-5 years of sideways**, and there is nothing profitable.
As long as you don't chase high when the dividend yield is low, the performance of the selected investment target is relatively stable, there is no problem.
The second one, which is also important to share with you today, is the strategy of combining index and management.
To make a profitable strategy, there are three necessary conditions, all of which are indispensable.
Condition 1: There is no risk of delisting.
The biggest risk of investing in ** is not to buy high, buy early, but to perform risk.
As long as there is no risk of thunderstorm in performance, many ** will be in a reasonable value range, back and forth**.
Even if it is expensive, as long as you are willing to wait, or make a reasonable margin call, you have a chance to turn over.
The only situation that cannot be turned over is that the performance has exploded, and finally it has been delisted.
Don't say it, big companies are not risky, if you buy PetroChina at a high price, you can still die.
It's not because it's expensive, it's because PetroChina's performance has changed face, and it can't return to its original high position.
Buying PetroChina is not the worst, because it is good to sell high and buy low, there is still no risk of delisting, and you can achieve swing profits and make up for the loss of the high level at that time.
But if you buy a kind of LeTV and finally delist, then all the replenishments along the way are a failed trading decision.
Since there is a risk of delisting and the possibility of a sharp decline in performance, there is no real sense of steady earnings.
Condition 2: Know how to manage**.
In the case of steady earning, it must be combined with ** management.
There is no **management, if you buy at the top of history, then making money will never have anything to do with you.
There is always a way to control your trading costs in the middle and lower of an average volatility value.
That is, if the stock price fluctuates at 10-50 yuan, your cost should be controlled within 30 yuan as much as possible, and the lower the probability of making money.
* The core of management is to try not to fill the position at will, because you don't know if there will be a lower *** and opportunity.
The advantage of management is that you will always have a bullet in your hand, and you can try your best to knock down the position to ensure that you can make a profit in the fluctuations.
However, there is also a disadvantage of management, that is, the overall rate of return is not high.
Most of the managed investors generally fluctuate at 30-70%, and it is difficult to fill and short positions.
If the average is 50%, then even if there is a 20% yield, it will eventually be diluted to 10%.
If the pivotal position of ** cannot be accurately delineated, the actual rate of return may be less than 10%.
Therefore, behind this strategy, it is necessary to do high-volatility varieties, not low-volatility varieties.
Condition 3: There must be a standard for buying and selling.
The last question, and the key core, is the criteria for buying and selling points.
If there is no standard for buying and selling points, everything is nonsense.
Grid trading is actually a relatively suitable trading method for this strategy.
That is, delineate **into a grid, throw it slowly on the way, and buy it slowly on the way.
But there must be a problem with this kind of strategy, that is, how much is the middle position on the way.
Buy slowly below how much, and sell slowly above how much.
The most reasonable approach is based on a valuation center of 08. As the standard of **, the valuation center 11. As a criterion for selling.
That is, for example, in an industry, the average P/E ratio is 30 times.
Then the buying point is often below 24 times, and the selling point is more than 33 times.
In fact, there is no absolute reasonable value for this standard, only a relative interval derived from experience, and everyone can make their own adjustments.
Those that meet the above three criteria are actually index** investments, and they are for broad-based indices.
Because the sector index is likely to go downhill, the broad-based index will basically only be in a range**.
A lot of people don't understand what a broad base is.
In fact, it is an index like the Shanghai Composite Index.
If you take 3,000 points as the central axis, sell high and buy the Shanghai Composite Index low, and achieve an annualized return of 10-15%, it is almost a certainty.
Originally, there was no such investment method, but after 2011, with the launch of the ETF of the Shanghai Composite Index, it was possible to play like this for a long time.
For the Shanghai Composite Index, which will never be delisted, it is much easier to sell high and buy low than to pick.
And there is another feature, that is, the longer the period below 3000 points, the higher the actual rate of return.
For example, from 2011 to 2014, the Shanghai Composite Index was below 3,000 points for a long time, and finally reached 5,178 points.
From 2015 to 2016, the Shanghai Composite Index was below 3,000 points in stages, and it was not long before it only rose to 3,587.
From 2018 to 2019, the Shanghai Composite Index was below 3,000 points in stages, and then rose to 3,731 in 2021.
In 2022, there will be two brief periods below 3000 points, and the index ** height will reach 3424 and 3418.
In 2024, the index will fall to 2635 points in stages, so ** will return to above 3000 points, which should be just around the corner.
Although the volatility of the Shanghai Composite Index is already relatively small among all broad bases, it is still very common for a small band to be more than 15% and a large band to be more than 30%.
In a wide base, the larger the amplitude, the higher the rate of return on this type of investment.
Make a brief summary.
There are a few key elements to investing if you want to make a steady profit.
The first is the selection of the target, the second is the best management, and the third is the buying and selling standard.
There is also a fourth, time cost.
Your rate of return depends on the volatility, but it also depends on the time cost of the cycle.
If the volatility of the market continues to narrow and does not meet the criteria of ** and selling, then the yield per unit of time will actually decrease.
After 2-3 years, the final rate of return of 15% will be obtained, and the actual annualized rate of return may be 5-8%.
This situation is not much different from diversifying some high dividends.
If the yield is only 3-5%, it may only be comparable to the yield of bonds, and the value will be lower.
In fact, there are standards for the steady profit of investment, and the corresponding strategies still need to be fine-tuned for different rate of return.
But it is very rational to say that investors can get a stable income of 6-8%, in fact, they can already outperform more than 90% of people, so there is no need to be too greedy.
After all, the return on investment in this market can exceed 10%, 15%, 20%, and the proportion is getting lower and lower.
Risk first, then return, is the goal to be achieved in the final stage.
Disclaimer: This content is provided by *** Monster Hunter and is for reference only and does not constitute operational advice. If you operate by yourself, pay attention to ** control and risk at your own risk.
I will share it with you today, space is limited, if you want to know more, please pay attention to the message! For more exciting content, you can pay attention to my Baijia account and share it with you every day. Everyone is welcome to leave your wonderful comments in the comment area.
I am Qianqiu, sharing technology, worthy of my heart! May we be able to read the romance of mountain flowers and the wind, frost, rain and snow in the sea together, and then raise a glass together after many years!