There are many knowledge points examined in the subject of "Basic Knowledge of Economics" for intermediate economists, and today we will bring you the factors that affect the choice of the exchange rate system, the balance sheet of the monetary authority, civil and commercial law, the classification of income, the characteristics of fiscal transfer payments, the main content of the budget system, the economic effect of the change in the overall level, the meaning of financial supervision and other test points.
1. [Multiple choice questions] Financial supervision refers to a series of actions taken by the financial management department of a country against financial institutions and their business activities in accordance with the provisions of national laws and administrative regulations for the purpose of stabilizing the currency and maintaining the normal order of the financial industry, mainly including ( ).
a.External oversight.
b.Audit. c.Examine.
d.Penalties are imposed for violations of laws and regulations.
e.Internal Audit.
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Correct answers: a, b, c, d
Answer Analysis: Option ABCD Correct: This question examines the meaning of financial regulation. Financial supervision or financial supervision and management refers to a series of acts such as external supervision, auditing, inspection and punishment of violations of laws and regulations on financial institutions and their business activities by the financial management department of a country in accordance with the provisions of national laws and administrative regulations for the purpose of stabilizing the currency and maintaining the normal order of the financial industry.
2. [Multiple choice questions] Regarding the economic effect of the change in the total level, the correct one is ( ).
a.The real interest rate is the interest rate at which the purchasing power of money rises.
b.In the course of the aggregate level, if nominal wages do not rise or increase less than the increase, real wages fall.
c.When the nominal interest rate is unchanged, the real interest rate moves in a downward direction with the overall level.
d.**Changes in total water products will affect the exchange rate changes under certain conditions.
e.Any inflation is good for economic growth.
Correct answers: b, c, d
Answer Analysis: Option BCD is correct: This question examines the economic effect of the change in the total level. Option A is wrong, the real interest rate is the interest rate after deducting the factors affecting the change in the overall level, or it can be the interest rate when the purchasing power of money remains unchanged; Option E is wrong, and the statement is too absolute. Inflation may be conducive to economic growth to some extent, while deflation may be detrimental to economic growth to some extent.
3. [Multiple choice questions] Among the following financial reforms, those that belong to the establishment of a comprehensive, standardized, open and transparent budget system are ( ).
a.Implement a cross-year budget balancing mechanism.
b.Comprehensively promote budget performance management.
c.Implement medium-term financial planning and management.
d.Establish an accrual system and a comprehensive financial reporting system.
e.Improve the financial system that matches the financial resources and powers of local governments.
Correct answers: a, b, c, d
Answer analysis: Option ABCD is correct: This question examines the main content of the implementation of a comprehensive, standardized, open and transparent budget system. The main contents of establishing a comprehensive, standardized, open and transparent budget system are: (1) establishing and improving the mechanism of mutual restraint and coordination in budget preparation, implementation and supervision; (2) Improve the budget system; (3) Implement a cross-year budget balance mechanism; (a) (4) the implementation of medium-term financial planning management; (c) (5) comprehensively promote budget performance management; (b) (6) the establishment of a first-class asset reporting system; (7) Establish an accrual-based comprehensive financial reporting system; (d) (8) Establish a management system for the target balance of the treasury; (9) Promote the disclosure of budgets and final accounts.
4. [Multiple choice question] The financial resources of the transfer payment from the superior to the subordinate corresponding to the need to meet the needs of the authority and responsibilities undertaken and performed by the ** at the same level, which reflects the ( ) characteristics of the financial transfer payment.
a.Completeness.
b.Symmetry.
c.Legality.
d.Flexibility.
Correct answer: B
Answer analysis: This question examines the characteristics of fiscal transfers. (1) Integrity. (2) Symmetry. The financial resources of the transfer payment from the superior to the subordinate corresponding to the need to meet the power and responsibilities undertaken and performed by the level. (3) Scientific. (4) Combination of uniformity and flexibility. (5) Legality.
5. [Multiple Choice] **Compulsory transfer of funds obtained from the private sector refers to ( ).
a.Taxation. b.Social contributions.
c.Gift income.
d.State-owned capital operating income.
Correct Answer: a
Answer analysis: This question examines the classification of **income. Taxes are forced transfers of funds obtained from the private sector.
6. [Multiple Choice] In the legal system that regulates the market economy, the one that is in the position of the basic law is ( ).
a.Environmental protection**.
b.Civil and Commercial Law.
c.Labor.
d.Social Security Act.
Correct answer: B
Answer Analysis: Option B is Correct: This question examines civil and commercial law. In the legal system that regulates the market economy, civil and commercial law is in the position of basic law. Civil law is the basic law of the market economy.
7. [Multiple choice question] Regarding the statement about the right to terminate the contract, the wrong one is ( ).
a.The right of rescission is a right of formation.
b.The termination of a contract based on the right of rescission requires the consent of the other party.
c.The legal nature of termination of agreement and termination of agreement is different.
d.The exercise of the right of rescission is a unilateral legal act.
Correct answer: B
Answer analysis: Option B is wrong: the right to terminate the contract is the right of the parties to the contract to terminate the contract in accordance with the contract or the law, and its exercise directly leads to the legal consequences of the extinction of the rights and obligations of the contract. Article 96 of the Contract Law stipulates that the method of exercising the right to terminate the contract provides:"Where one of the parties claims to terminate the contract in accordance with the provisions of paragraph 2 of Article 93 and Article 94 of this Law, it shall notify the other party. The contract shall be terminated when the notice reaches the other party. If the other party has objections, it may request the people's court or arbitration institution to confirm the validity of the termination of the contract. Where laws and administrative regulations provide that the termination of a contract shall go through formalities such as approval and equal recording, follow those provisions. "
8. [Multiple choice questions] Among the assets and liabilities of the monetary authority, the liabilities are ( ).
a.Reserve currency.
b.Claims against **.
c.**Deposit.
d.Own funds.
e.Claims on the non-financial sector.
Correct answers: a, c, d
Answer Analysis: Option ACD is correct: This question examines the balance sheet of the monetary authority. In the balance sheet of the monetary authority, the liabilities include: reserve currency, deposits of financial companies not included in the reserve currency, issuance of bonds, foreign liabilities, ** deposits, own funds, and other liabilities.
9. [Multiple choice questions] Generally speaking, the main factors that determine a country's exchange rate system are ( ).
a.The degree of economic openness.
b.Economies of scale.
c.Commodity structure and geographical distribution of imports and exports.
d.Residents' consumption habits.
e.Relative inflation rate.
Correct answers: a, b, c, e
Answer Analysis: Option ABCE Correct: This question examines the factors that influence the choice of exchange rate regime. The main factors that determine a country's exchange rate system are: (1) the degree of economic openness; (a) (2) economies of scale; (b) (3) the degree of development of the domestic financial market and its integration with the international financial market; (4) Commodity structure and geographical distribution of import and export; (c) Correct (5) Relative inflation rate. (e correct).
10. [Multiple choice questions] Among the following consumer associations, those who may file a lawsuit in the people's court on behalf of consumers for acts that infringe on the legitimate rights and interests of many consumers are ( ).
a.Beijing Haidian District Consumers Association.
b.China Consumers Association.
c.Beijing Consumers Association.
d.Jilin Provincial Consumers Association.
e.Nanjing Consumers Association.
Correct answers: b, c, d
Answer Analysis: Option BCD Correct: This question examines several specific rules for resolving disputes. The China Consumers' Association and the consumer associations established in provinces, autonomous regions, and municipalities directly under the Central Government may file lawsuits in the people's courts against acts that infringe upon the lawful rights and interests of a large number of consumers.
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