Tell me about my recent impressions
I came to the city alone in '05, and to be honest, I felt like duckweed at that time.
Whenever the night comes, I like to look up at the lights of thousands of homes and ask myself:When can I make a home here?
I suddenly found that I had spent 18 years in this city, 18 years of youth
In the past 18 years, from nothing (naked marriage) to have, from falling in love, getting married, to having children, buying a house, buying a car, ......
These are things I didn't dare to think about before.
At the beginning of June 19, Lao Wang and I chose to pay off the mortgage with all the money in our hands and end the days of house slaves.
After paying off the mortgage, there are only 200,000 yuan left in his hand, which is used to meet daily expenses and emergencies.
As of now, in the past 4 years, we have saved 7 figures, in addition to working hard to make more money, we are also quite picky, many times it is blatant.
1.Don't be afraid to buy a prototype
When you have the goal of buying a house, you have a lot of motivation to make money.
I remember the first washing machine I bought after my marriage with Lao Wang, and I chose a prototype.
The shopping guide saw that we were relatively young, but Jin Er pushed me the most ** and the most complete model, and Lao Wang and I chose to listen silently, and then asked: "Find the most cost-effective one for us." ”
After that, under the recommendation of the shopping guide, we chose a prototype.
In fact, this prototype has a full range of functions, but because it is out of **, the mall wants to dispose of it at a low price.
But this prototype is really easy to use, and we've been using it for 10 years.
2.Live a life without comparison
Lao Wang and I do not compare with others in terms of food or clothing.
Everyone's family environment is different, naturally there is no comparison, comparison will make people inexplicably painful, and we just want to live our own life happily, so we never compare with others, live our own life steadily, within our own ability, eat and dress.
At that time, when I went back to my hometown for the New Year, many friends rented cars to go back for face. And Lao Wang and I took the bus home, because it would save a lot of money, so I wouldn't care what others thought.
What others think is someone else's business, and life is for yourself.
If there is no comparison, you will not be anxious, and you will not let yourself consume beyond the scope of your ability, and let yourself fall into the dilemma of debt.
So debts, loans, we don't exist.
The only time I spent ahead of time was when I took out a loan to buy a house.
3.Accept gifts from others appropriately
I didn't take a break until about a week before my due date.
I worked throughout my pregnancy, and the sister in the same office would give me the maternity dress and maternity pants she was wearing, and I gladly accepted.
What bad intentions can a mother have? She must have liked me to give me the clothes she used to wear, and of course I would be happy.
Some male colleagues also quipped: "You are too embarrassed for your old king, who doesn't buy new clothes?" ”
Me: "You think too much, this kind of maternity clothes is a collection of blessings from many people, of course better than new!" It's like a child who eats a hundred family meals has a good life, don't talk nonsense if you don't understand. ”
Accepting gifts from others appropriately is a kind of kindness to others, not to mention that you can reduce or exempt some unnecessary expenses from yourself, so why not?
4.Think before you spend your money
When I was doing ** shop, Lao Wang would occasionally go on a business trip, worried that I would not be able to watch the store and coax the children to sleep alone.
So we thought: it would be nice if we could bring a laptop with us on a business trip.
But buying a notebook is not a small amount of money, and we will think about whether we should spend this money or not.
Lao Wang is going on a business trip for about two weeks, and he will often go on such long-term business trips for a period of time, so it is obvious that the advantages of buying a notebook outweigh the disadvantages.
After calculating it, I bought a notebook.
Because of this notebook, Lao Wang can still help me with customer service at night when he is away on a business trip, and I can free up time to coax my children to eat and sleep.
And Lao Wang worked as a night shift customer service for two nights and earned back the money to buy a notebook.
It feels very rewarding to spend money like this!
I enjoy the sense of accomplishment and security that comes from squandering the present more than squandering the present