On the afternoon of January 30, at the 2023 press conference on the financial operation situation, Yangxi Rural Commercial Bank released a report on helping the real economy in 2023, adhering to the positioning of supporting agriculture and supporting small enterprises, actively strengthening product innovation and improving financial services, and providing financial strength for rural commercial banks to promote local high-quality development.
By the end of 2023, the balance of various loans of Yangxi Rural Commercial Bank will be 33800 million yuan, with a growth rate of 1766%。Among them, about 5300 million yuan; The balance of agriculture-related loans was 25100 million yuan, a growth rate of 24%; The balance of inclusive agriculture-related loans is about 7200 million yuan, with a growth rate of 1359%。
As of the end of 2023, the balance of manufacturing loans will be about 300 million yuan, with a growth rate of 2774%, accounting for 901%。
Based on the actual situation of promoting industrial and economic development in Yangxi, Yangxi Rural Commercial Bank has launched credit products such as "Fishing Boat Loan", "Merchant Loan", "Three Rural Easy" and "Small and Micro Easy" to meet the financing needs of various market entities, and will issue a total of 372 related loans in 2023, with an amount of 97.01 million yuan.
The cost of financing for enterprises has continued to decrease. Among them, the cost of loan evaluation, registration and production cost is exempted, and the preferential loan interest rate is increased, and the weighted average interest rate of various loans last year is 473%, down 045 basis points to effectively support the development of the real economy.
Written by] Chen Bushang Correspondent Liang Zongmou.
Author] *Southern Press Media Group South + client.