When buying a house, how to prevent the agent from fooling you?

Mondo Social Updated on 2024-02-22

1] Most houses are bought and sold through an agent, because buyers and sellers don't have time. Then you must confirm that the intermediary is still working in the company he said, and search for the company on the Internet** [Don't let the intermediary give you the company**] and call directly to ask if this intermediary is still working in the company, so as to prevent some intermediaries from leaving or have already left, but still fraudulently use the name of the original company to sign a contract to cheat money.

2] The intermediary company chooses a formal, long-established and large-scale one. Priority can be given to women, those who are about the age of marriage, those who have children, and locals, so that the risk of running away is lower. Ask the agent whether to write key information such as house property rights, mortgage status, and real estate information in the contract, and if you don't agree to write it, you will reject it, because these links are the most risky and troublesome links. While buyers need to check it themselves, agents also need to do their jobs.

3] Compare the service fees of different intermediary companies and choose a company with reasonable fees and clearly marked prices. Companies with excessively high or low intermediary fees are not chosen.

4] The intermediary fee is fixed at a fixed price, so as to prevent individual intermediaries from asking you for money for various reasons after signing the contract.

5] Don't believe the zero down payment loan introduced by the agent to buy a house. Some intermediary companies provide buyers with zero down payment services when applying for second-hand housing loans, that is, all the purchase price paid by the buyer can be fraudulently loaned from the bank. The buyer thinks that he has taken advantage of it, but he does not know that if he is discovered by the bank, he may have to bear all the responsibility, because the intermediary will not admit it at that time. Don't do it, pie won't fall from the sky, don't be greedy for small gains and suffer big losses.

6] House transactions don't have to beIntermediary, I really don't have time to find an intermediary, and the key links [especially property rights verification and mortgage transfer] must also be watched by yourself. Don't say anything to the intermediary, believe what you are afraid of trouble.

7] The money must be given to a reliable fund supervision account, bank or intermediary company's account, you must go to the bank or intermediary company to verify whether the intermediary to your account is a company account, some intermediary to the buyer's account is his personal account.

8] The two parties should maintain smooth communication, and should not not reply to each other on the grounds that they did not look at their mobile phones, or lost their mobile phones, WeChat or QQ numbers. If the above situation occurs, you should notify as soon as you change your mobile phone, WeChat, etc. Write directly into the above requirements of the contract.

9] Buying and selling a house is a big deal, many details, it is easy to be exploited, and there are some intermediaries who take money to do things, and the people in the intermediary company are also mixed. Clause of the contract: All activities of the intermediary must comply with the relevant laws and regulations and the regulations of the intermediary company. It has nothing to do with the buyer for violating the agent's responsibility, and naturally the agent's motivation to fool the buyer decreases.

10] Don't listen to the intermediary to recommend you any zero-interest and low-interest loan companies. The vast majority of them are pits. Things that are not good for the agent will be so positive to tell you? You're not his father. There are a lot of pits in it, and people who are not in that circle don't know about it at all, and you don't need to know about it. For example, the intermediary tells you that there is a bank with a particularly low interest rate, but it is difficult to approve it, so I can try it for you first. Then ask you to prepare a bunch of materials, tell you that you were rejected by the bank in two days, and then in front of you, call the person who is ready to sing the double reed in advance, saying that the other party is the bank's account manager. At the same time turn on the hands-free for you to listen. Next, the agent tells you that they can't help it, but they need you to pay some money, so they can go to someone to do something. There is no such thing as finding a relationship at all, the intermediary is just acting.

11] Never sign a yin-yang contract. "Yin-yang contract" refers to signing a fake contract that is lower than the actual transaction price in addition to signing a contract with an actual transaction price, and using the fake contract as the basis for tax declaration to achieve the purpose of reducing tax payment. If the amount of tax evasion is large, it may constitute a crime. Don't lose a big deal because of a small thing, any seller or intermediary who fools you into signing a yin and yang contract is not a good thing.

12] You just ask the agent to do what the contract stipulates for him, and don't listen to anything else. Most real estate agents will have company training, and the agent has a set of skills, such as the experience of buying a house by himself, buying a house by his classmates, and buying a house by previous customers; And the story must end up being that the house has appreciated now, and now people are living very well and so on. Another example is to create an atmosphere and make you pay money, this routine is called "forced" or "facilitated" or "promoted" in the industry. When taking you to see a second-hand house, there are other childcare at the same time. Then, in front of you, I sang a double reed with my colleagues, lied that this house was a house, and other people also saw it and thought about it, and then urged you to pay a deposit first. For example, your first bid. Almost all intermediaries will reject you directly after you prescribe **. Tell you "impossible, this ** owner will not agree, some time ago, people bid higher than yours, and they didn't sell" "On the opposite floor, we just closed a set a few days ago, and it is difficult for the owner to agree to this price". They are all uniformly trained, and this is the bargaining strategy they learn. ** The first bid of both parties, and the priority to persuade the easily wavering side.

Finally, I recommend a long article on buying a second-hand house, and after reading the long article, you are basically an expert and lawyer who buys a second-hand house. Second-hand house purchase, after reading this article, the buyer of a house has become a barrister! (Welcome to **share!) )

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