It is too difficult to buy a house in Wuhan, especially for people from rural areas with thin family foundation, average working conditions. My friend's small money is from Suizhou, Hubei. Advertising and printing in Wuhan costs 5,000 yuan a month. He is single to 38 years old, and a few years ago he finally talked about a girlfriend from Nanyang, Henan. The woman asked to buy a house in Wuhan in order to be together. It's hard for friends.
You must know that the salary in Wuhan is not high, but the housing price is very high. The places in the fifth ring are sold for 10,000 square meters, and the down payment is 20 300,000. The third ring and the fourth ring are 20,000 square meters, and the down payment is 600,000. My friend had no choice but to borrow from a relative. scraped together 230,000.
After collecting the money, the friend took his girlfriend to see the house.
After looking around, I finally saw a few favorite real estate projects outside the fourth ring road. That year was 2021, and housing prices in Wuhan were at their peak, unlike now, where they had dropped a lot. A friend looked at a real estate outside the Fourth Ring Road, and the entrance of the community is the subway. ** At 8000 11000 a flat.
There is also a community far from the subway, and the entrance of the community is a park. The house price is only 7000 9000 square meters.
The agent recommended a friend to buy the subway entrance. But my friend doesn't have enough money. I can only buy the one far away from the subway, but the real estate is too far away from the subway and it is inconvenient. After thinking about it, my friend thought about buying it in a few months.
However, the agent repeatedly told his friend that the house price was about to rise, and it was still soaring, at least doubled.
My friend didn't believe it, but insisted on buying it later. And so I went back. After going back, the agent sent messages to friends every once in a while, as well as a variety of real estate consulting interpretations, all of which clearly said or implied that the friend's house price was about to **, if the friend did not hurry up to get on the car, there would definitely be no chance to buy a house in the future.
The agent also helped my friend analyze that it is so difficult for you to buy a house now, the house only needs to rise a little, and a square will rise by a few hundred, and you can't afford it. In the end, an intermediary persuaded a friend with a three-inch tongue.
The friend got into their car again and went with them to see the house. It's still the subway room outside the Fourth Ring Road. The agent recommended the first and second floors to a friend, saying that these two floors have a big discount, and the down payment is only 230,000 yuan after the discount.
Friends only have 230,000 in their hands. He had told the agent before. I also asked the agent whether to buy a good floor of the real estate far away from the subway or choose a bad floor of this subway plate.
Because the subway room is good, the floor can't afford it, so you can only buy the bad one. The intermediary said that the first and second floors of the subway plate are more valuable than the good floors of the non-subway plate, and the ability to maintain and increase the value is stronger.
My friend said which is better, the first floor or the second floor. The agent said the second floor was better. Friends said, isn't it rumored on the Internet that the second floor will spray rice?
The agent said that it was all old houses from the past. The design is not reasonable, so this kind of problem will occur.
The current community has been optimized and upgraded, which is different from the previous design, and there is no.
My friend thought that the agent who sold the house must be more professional than himself, and they would definitely not talk nonsense. So I believed it. Got the trust of his friend, and the agent hurriedly asked the friend to make a deposit.
In this way, my friend paid a deposit of 20,000 yuan. Not long after, my friend was urged by the agent to pay the down payment. It didn't take long after all the formalities were completed. The price of the house has actually dropped. One square dropped by 500. The intermediary explained that it was an activity done by the developer at the end of the year in order to collect the payment for the project. It will definitely go up the next year.
In 2022, housing prices have dropped again, and the real estate has dropped by 1,000 at a time, and the mortgage interest rate has also dropped. Friends complained.
In 2023, the 10,000 square meters in my friend's community will drop to 5,000 square meters, which is still a good floor to choose. Buying a house also gives a parking space. Mortgage rates have also been lowered again, with only 3 percent for the first home8。Hearing the news, my friend's whole body was about to collapse.
The house he bought fell by more than half. If he buys a house now, the total price of the house is less than 800,000 yuan, including interest, he can save 500,000 yuan. It's really someone else's 20-year detour to buy a house, and he ruined half his life when he bought a house.
My friend decided to sell the house and buy another one, so that the position could be closed. But no matter how much it drops, no one wants to buy his second floor.
He had to live on his own. But working in the second ring road and buying outside the fourth ring road, although it is a subway room with a daily commuting time of 3 hours and 10 minutes, it is really exhausting.
The 8 o'clock shift will leave the house at 6 o'clock. It's hard work every day.
At 6 o'clock in the afternoon, I got home from work and got home at 8 o'clock. It's 9 o'clock to make dinner again. What he couldn't accept even more was that the second floor was really. Once, when he came home at 9 p.m., his house was flooded. It turned out that the bathroom was blocked, and it ended up overflowing from the toilet. The house is dirty and smelly.
My friend went to find the property, but he didn't solve it, and he didn't let him go into the water independently. I also want him to pay attention in the future, and don't get the garbage that is easy to block into the toilet.
My friend is so angry that he deliberately blocked it. It's really a victim again, and it's a backpot.
Girlfriend is also often complaining about him. If you don't buy that house, the down payment of 230,000 yuan can be used to pay the down payment of the inner ring house. The friend couldn't be more angry, if it wasn't for his girlfriend forcing him to buy a house, how could he be fooled by the agent and how could he be fooled. How could you ** buy such a rotten house.
I quarreled like this, and I broke up with my girlfriend.
Now that the property market is down, many middle-class people are in prison, and those who have not bought a house are the biggest winners.
It's really thirty years in the east of the river and thirty years in the west of the river. The person who bought a house 7 years ago made a lot of money, and laughed at the stupidity of not buying a house. Now that I haven't bought a house, I've saved my money, and I'm smiling at the loss of buying a house.
Dictation: Little money.
Edited by: Goodbye Joy.
Buying a house