Recently, I encountered a bad thing, the bank card was limited to 2,000 yuan per day, which seriously affected my progress in moving into a new house. First of all, I declare that my bank card flow, credit is very normal, and there is no lawsuit dispute with anyone, I went to the bank after being limited, and I complained **, no fart at all, and it was not without a relationship to take out all the money and deposit it in other banks. Let's talk about my bad experience, and the almighty netizen will give ideas and teach me what to do.
In December last year, the hard decoration of the new house was completed, and when it came to the soft decoration stage, I came back from the field, and the people talked about everything, and when it came to the deposit payment stage, when the online banking transfer, I knew that my bank card was limited to 1000 yuan per day, and everyone could imagine my embarrassment at that time, which made me at a loss. In the end, I really couldn't do it, so I took 5,000 yuan from my parents as a deposit.
In the afternoon, I took my ID card and household registration book and went to the bank to inquire about the situation. The reply given by the bank was to limit my spending for the safety of funds, and let me deposit a few thousand yuan in the bank every month to increase the limit in turn. Although I said that I have good credit, no bad record of assets, and now I am in the stage of soft decoration of a new house, and sometimes the consumption limit for buying furniture, home appliances, etc. is relatively high, and I hope that the bank will increase the limit for me, but the bank still refuses. In the bank, I also met several people who dealt with the same thing, and finally had no choice but to take out part of the money in the bank card first to deal with the urgent matter at hand, and some of them had a bad temper, so they directly withdrew all the money in the bank card and deposited it in other banks.
Later, when I talked about this with everyone, I learned that many people were in the same situation, and everyone speculated that at the end of the year, all banks restricted consumption for the sake of performance. Because the end of the year back too late, I didn't care about the new home, this is just the seventh day of the first month, cabinets, toilets, kitchens and other customized furniture are finished, to the stage of buying appliances and furniture, or involving the limit of things, make me very annoyed, although the bank card limit has been increased to 2000 yuan per day, but 2000 yuan can buy anything.
So I started a new round of the road to raise the amount, first went to the bank, or the rhetoric of the year ago, and did not solve the problem, in a fit of anger hit the complaint of the CCB**, the answer given by the inquiry is that the bank did not limit my daily consumption, my limit is 5w per day, 30w in January, the reason why my situation will occur, may be the behavior of some branches, say to me to coordinate, let ** keep unblocked, they will contact me.
After a long week of waiting, this morning, the branch to the **, I explained the reality to the people, the answer is that for the safety of funds to the limit, if I really have the need to raise the amount, you can get my purchase contract to the local bank for the current processing, if the handling is not successful, give them an explanation, let them pass the materials to them (my bank card bank), he will solve it.
Friends, go back to your hometown early tomorrow morning to get the house purchase contract and household registration book, go to the county bank to handle it first, it's good if you can do it, if you don't do it, it's a new round of waiting, I wish me good luck.
February** Dynamic Incentive Program