Uncle Zhang is 60 years old this year, has worked hard all his life, and finally looks forward to the day of retirement. But just when he was about to enjoy his old age, he suddenly heard the news of delayed retirement. Uncle Zhang muttered in his heart: Can my old bones last until I am 65 years old? What about my retirement plan?
In fact, Uncle Zhang's worries are not unique. With the intensification of the aging of the population, the issue of old-age care has become the focus of attention of the whole society. So why might 65 be our ultimate retirement age? Next, let's take a look at why.
First of all, let's look at the question of retirement at 65?
1: The aging trend of the population is intensifying.
With the advancement of medical technology and the improvement of living standards, people are living longer and longer. This means that the proportion of the elderly population is getting higher and higher, which brings huge pressure to the social pension. In order to alleviate this pressure, delaying retirement has become an inevitable option.
2: The pressure on pension payment has increased.
With the deepening of the aging population, the pressure on pension payment is gradually increasing. Delaying retirement can effectively alleviate the pressure of pension payment and ensure the sustainable development of the pension system.
3: Improve labor utilization.
With the development of the economy and the adjustment of the industrial structure, the demand for high-quality labor is increasing. Delaying retirement allows older people to continue to be valuable in terms of work experience, skills and knowledge, and to improve labor utilization.
4: The need for personal pension planning.
In addition to the social reasons, we also need to think about delaying retirement from a personal perspective. Through scientific planning for retirement, we can still maintain a certain quality of life after retirement. For example, saving pensions in advance, purchasing pension insurance, and carrying out side jobs can provide security for our future pension life.
Then let's talk about how to scientifically plan the elderly for the elderly?
In the face of the trend of delayed retirement, how should the elderly scientifically plan their retirement life? Here are some suggestions:
1: Reserve your pension in advance.
Pension is an important guarantee for old age. We should plan ahead and actively save for pensions. You can accumulate a certain amount of wealth through savings, investment, etc., and prepare for the future retirement life.
2: Pay attention to pension insurance.
Purchasing endowment insurance is an important way for the elderly to protect their lives. We should pay attention to all kinds of pension insurance products, choose the insurance plan that suits us, and ensure a stable income after retirement**.
3: Maintain a healthy lifestyle.
A healthy body is a prerequisite for enjoying a retirement life. We should maintain good living habits, strengthen exercise, pay attention to diet and nutrition, prevent diseases, and improve our physical fitness.
4. Actively participate in social activities.
Retirement doesn't mean the end of life. We should actively participate in various social activities, expand our social circle, enrich our life, and maintain a positive attitude.
Finally, are we ready for delayed retirement?
The end result of 65 years old or adjustment for delayed retirement Delayed retirement has become an irreversible trend. As the elderly, we need to actively respond and scientifically plan our retirement life. By saving for the pension in advance, paying attention to the pension insurance, maintaining a healthy lifestyle, and actively participating in social activities, we can lay a solid foundation for our future retirement life.
Finally, I would like to say that delaying retirement is not scary, and as long as we are prepared and coping with it, we can still live a happy and fulfilling old age. Let's work together to cheer for our retirement life!