In 2019, Aunt Ji from Pingdingshan, Henan Province, came to the bank with her son full of joy, and her task this time was to take out the 1.2 million stored in the Construction Bank to prepare for her son's wedding！This is the property that Aunt Ji has accumulated for 15 years, and she has never taken out a penny in the bank over the years, which is enough to see her intentions.
However, soon after Aunt Ji handed over the passbook to the staff, the other party gave a reply: there is no money in the bank card, and she owes 130,000 yuan! Hearing this, Aunt Ji's whole state is not good, her money has gone? Where did the 130,000 loan come from? So next, let's get closer to Aunt Ji's story.
01 Aunt Ji's bank card information was leaked.
In 2005, Aunt Ji deposited all her money in China Construction Bank with a stable income. She has little experience in financial management, only knows that keeping money in the bank is safe, and it is also one of the best ways to store value. It's just that I didn't expect that as soon as Aunt Ji entered CCB, she was targeted by the staff who were not right-minded.
At that time, Aunt Ji came to the bank with a wad of money and was warmly received by the staff. This staff member is a woman, who looks very young, and she patiently answers Aunt Ji's questions and helps her deposit money into her bank card. Aunt Ji only felt that this girl was warm-hearted, and then followed her steps and completed the task of saving money.
Aunt Ji also said her next plan, she said that she would save a sum of money every once in a while in the future, and she would not take it out. Aunt Ji didn't know that her bank card information had been quietly recorded by the staff!
After that, Aunt Ji would come to the bank almost every month, and she believed in the female staff, so she would ask her for business every time. However, this state only lasted for more than two months, and by the time Aunt Ji came over for the third time, the staff member was no longer there.
She didn't think much of it, guessing that it might be a job change, or maybe the girl was transferred somewhere else. However, the business still needed to be handled, and Aunt Ji began to find the bank staff to deal with things. At this time, a manager surnamed Dong appeared in front of Aunt Ji, and he said that he would serve Aunt Ji in the later stage, and he could contact him if he had any questions.
didn't think too much about it, Aunt Ji followed Manager Dong to save money like this. Every time she saves a sum of money, she will get the corresponding bills, but Manager Dong reminded Aunt Ji that she can tear up the bills in her hand, so that no one else can detect her privacy. Aunt Ji felt that it made sense, and then destroyed the evidence in front of Manager Dong, how did she know that this action would have a negative impact on her?
02 Aunt Ji's 1.2 million disappeared.
Aunt Ji usually saves money and has been accumulating money for many years, until 2015, she has accumulated 1.2 million yuan. This year is very special for Aunt Ji, her son has reached the age of marriage and is about to marry a wife and have children. However, it still takes a lot of money to hold a wedding, and in order to supplement her son, Aunt Ji decided to go to the bank to withdraw the money.
However, the staff told her that there was no balance in the card and that she still owed 130,000 yuan! Hearing this, Aunt Ji said that she couldn't understand that she had never handled the money, let alone a loan. At this time, she thought of Manager Dong, who was running a business for herself, but after looking for a long time, she didn't see the shadow of Manager Dong.
Aunt Ji told the staff what she had experienced, and everyone felt that something was wrong, so they immediately called ** to ask the police to intervene in the matter. **Work efficiently, it didn't take long to find out the problem. It turned out that this Manager Dong had been manipulating Aunt Ji's bank card, vacating all the money in it, not to mention, and taking out loans in Aunt Ji's name, which seemed to be illegal.
So the question is, how did Manager Dong know Aunt Ji's bank card information? In order to further investigate and act quickly, they quickly found Manager Dong and learned about the crime process from him. It turned out that Manager Dong got the news from the female staff member at the beginning, who was already scheming, and learned that Aunt Ji didn't know anything, so he got the bank card information from her.
This incident was also learned by Manager Dong by accident. He was investing in lottery tickets at the time, and he was short of money, and after knowing this, he had evil thoughts and wanted to transfer Aunt Ji's property. Manager Dong discussed with the staff member that as long as she told him the information, she could get the share. failed to withstand **, she finally told Manager Dong all the bank card information.
It's just that I didn't expect Aunt Ji to believe in her so much, every time she saw Aunt Ji coming, her heart would be very tormented, and in the end, she couldn't stand the torture and decided to resign and leave. After leaving, Manager Dong did a good job of handover, and then the above happened.
03 The bank responded.
For 15 years, the money that Aunt Ji had worked hard to accumulate was transferred by Manager Dong. According to Manager Dong, he only had 50,000 yuan in cash in his body, and he couldn't solve the problem if he took it all out. Very angry, Aunt Ji took Manager Dong, the female staff and the bank to court, hoping to get 1.2 million back in a short time.
In response, the bank responded that the bank should not bear all the responsibility, but they will make up for Aunt Ji's losses accordingly. But Aunt Ji did not accept this remark, Manager Dong and the female staff are working here, and they can transfer property in the bank, which shows that there are negligence in the banking system and they should be held responsible!
The two sides quarreled over this issue, but fortunately, after negotiations in the court, the matter came to an end. The bank side is willing to bear 59 of the transfers30,000 yuan, and the rest of the money will be borne by Manager Dong and the female staff. Especially Manager Dong, he needs to bear the main responsibility, but he only has 50,000 yuan on him at present, and he can't take out more money. In this regard, the court made a judgment, that is, let Manager Dong repay the money slowly, as for when it can be repaid, that is another matter.
Although Aunt Ji was reluctant, she could only accept such an arrangement, and she got 59 from the bankAfter 30,000 yuan, he quickly invested the money in his son's wedding, fortunately, it did not affect the normal plan, which is a relatively gratifying thing.
04 Epilogue. Aunt Ji could have taken 1.2 million and enjoyed a happy old age, but she didn't want to encounter so many things. Imagine if she kept this large amount of money in various banks in batches, would she be able to avoid the risk?
Therefore, in real life, everyone must have a full awareness of financial prevention, it is not easy to make money, and keep your money in order to live a better life!
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