Beijing Business Daily (Reporter Li Xiumei) On February 3, a reporter from Beijing Business Daily learned that the State Administration of Financial Supervision recently issued the "Notice on Life Insurance Products in 2023" (hereinafter referred to as the "Circular"). The circular pointed out that in terms of enriching the supply of pension and health insurance, Taikang Life actively carried out personal pension business, incorporated exclusive commercial pension insurance and other products into the personal pension product system, provided rich insurance protection responsibilities, flexible insurance periods and payment options, and helped the development of the silver economy. Pacific Life launched an integrated risk solution for critical illness, providing customers with a full range of services from prevention, diagnosis and **. PICC Health has developed the best long-term care insurance to provide optional nursing services for the insured who have reached the agreed care status, enriching consumers' care protection options.
In terms of actively serving the construction of rural revitalization, Chinese Life has developed a series of "rural revitalization" products to provide death, high disability, medical expense compensation and comprehensive accidental injury protection for those who meet the conditions of relevant rural revitalization policies. ABC Life has developed exclusive products for agriculture, rural areas and rural areas, covering a variety of natural disasters and transportation accident protection, reducing the risk of customers returning to poverty. PICC Health innovates the design of product liability and protection schemes, and develops exclusive nursing insurance products to help solve the problem of hospitalization and unattended care for extremely poor people.
In terms of increasing the development of inclusive insurance, Chinese Life has developed a series of "new business formats" that are convenient and affordable for employees of new business formats such as express delivery riders and ride-hailing drivers, and provide insurance protection for riding accidents, motor vehicle accidents, fractures, sudden death, etc. Ping An Life provides an integrated medical insurance product of "medical expense payment + medical service" for new citizens, providing full-process medical protection and hospitalization services. China Post Life has developed 15 inclusive insurance products for people with chronic diseases such as the elderly, children and patients with hypertension to optimize the insurance claim process.
In terms of meeting the insurance protection needs of special groups such as the elderly and children, Chinese Life has developed cancer prevention insurance for middle-aged and elderly people, supporting customers to apply for insurance without physical examination, and solving the problem of insurance difficulties for middle-aged and elderly people. At the same time, the company has also developed a children's medical insurance portfolio product, which allows children to be insured at birth, and provides outpatient and emergency medical expenses for specific diseases such as influenza A and pneumonia. New China Life has developed a children's product portfolio to provide 30-year special health protection for minors to protect their growth. PICC Life Insurance develops exclusive products for patients from families with mental disabilities to meet the needs of patients with mental disabilities for their care funds.