Regarding the formulation and implementation of retirement policies, it is mainly elaborated from two perspectives: one is to alleviate the pressure brought by the aging population to the country and society, and the other is to ensure the stability of the pension insurance system.
China is currently facing a serious problem of population aging. According to the statistics of the Chinese Academy of Labor and Social Security, in the past eight years, the number of China's labor force has reached a new low, and the proportion of labor input has continued to decline. Therefore, the implementation of an active retirement policy can give full play to the wisdom and efficiency of the middle-aged and elderly group retirement, and effectively solve the problem of labor shortage.
In addition, the delayed retirement policy is also conducive to the continuous operation of China's pension insurance system. The intensification of aging will inevitably increase the country's pension pressure, the report of the Chinese Academy of Labor and Social Security pointed out that China's pension insurance balance has begun to decline at this stage, and it is expected that there will be a deficit by 2027. Therefore, the implementation of the retirement policy can extend the period of social security reduction for workers, and in the long run, it will be beneficial to the country, society and individuals.
In some developed countries, such as Germany, France, and the United Kingdom, delayed retirement policies have begun to be implemented to cope with the serious aging problem. Delayed retirement in China will also have some negative effects, such as the employment pressure of young people will increase, and the delay will unexpectedly increase the working time of middle-aged and elderly people, and this part of the population has more practical work experience, and will have an advantage compared with young people in employment, which will be more obvious in the workplace within the system. According to the data of the National Bureau of Statistics, although the employment rate of college students in China is at a high level, the increase in jobs is obviously insufficient, so if delayed retirement is implemented, the difficulty of young people in finding employment may further increase.
At the same time, delaying retirement will affect the retirement life of employees. The earlier the retirement time, the more abundant the retirement life enjoyed by the middle-aged and elderly, and the overall happiness of life will improve. If it is delayed, more people will lose this part of the treatment, especially for employees who are about to retire, and there will be no doubt that they will be dissatisfied.
In addition, delayed retirement will have a greater impact on private companies. Enterprises need to reallocate human resources and readjust the work intensity and pressure of employees, which will undoubtedly increase the pressure on enterprises, especially in some special industries, such as coal mines, chemical and other high-risk jobs, which may bring operational troubles. Therefore, it needs to be made clear that the delayed retirement policy is not mandatory, and some special industries or groups of people are given the opportunity to retire early to adapt to the normal development of enterprises, and at the same time improve the flexibility of the policy and adapt to market changes.
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How old is the retirement age you can accept?
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