Can I get a credit card if I don t have a job, yes!

Mondo Social Updated on 2024-02-19

The question you ask is, can I get a credit card without a job? In today's society, everyone's understanding of work is not consistent, my understanding of work is the kind of work that your unit pays you social security, if there is no unit to pay social security to you, it means that you have no job, if there is a unit to pay social security to you, not the kind of social security affiliation, it is a job.

First of all, do you say you can get a credit card if you don't have a job? Let's take a look at what you typically need to meet to apply for a credit card

Age Requirements. Applicants must be at least 18 years old, the maximum age limit varies from bank to bank, and the age of supplementary card applicants should usually not be less than 13 years old.

Proof of employment and income. Applicants need to have a stable job and legal income**, and the bank may ask for proof of employment, proof of income, bank statement, etc.

Credit history. Applicants need to have a good personal credit history and no bad credit history, such as overdue repayment, etc.

Proof of identity. Applicants will need to provide identification documents, such as a copy of their ID card or military ID. 58

Proof of financial resources. Applicants may be required to provide proof of financial resources, such as proof of real estate, copy of motor vehicle driving license, passbook, etc., to prove their ability to repay.

Proof of residence. Applicants may be required to provide proof of residence, such as a copy of the household registration booklet or a certificate issued by the street.

In addition, for college students applying for a credit card, some banks may require a second repayment** statement, which is completed and submitted by the applicant's parents or relatives.

When the bank asks you to provide proof of work and income, if you can't get proof of work and stable income, including proof of work, income, bank statement, etc., you may not be able to do it.

Suppose you don't have a job, but you can also provide the bank with your proof of employment, income, bank statement and other supporting materials, then you can also apply for a credit card.

Nowadays, there are many platforms and institutions that can replace the function of credit cards, so why do you have to go to the bank to apply for a credit card?

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