There are many knowledge points examined in the subject of "Basic Knowledge of Economics" for intermediate economists, and today we will bring you the corresponding test questions of the test points such as the term of invention patents, the tax for the purpose of behavior, the intermediary business of commercial banks, the difference between digital yuan and the balance of the payment account, the demand for production factors, operating expenses, the basic indicators to measure the change of the total level, and the amount of currency.
1. [Multiple Choice] A deposits 49 in Bank A50,000 yuan, the interest rate is 2%, and B deposits 100,000 yuan in Bank B with an interest rate of 3%. A year later, Bank A was taken over by the Deposit Insurance Agency. At the same time, Bank B filed a bankruptcy application with the court. At this time, the amount of compensation to be paid by the deposit insurance institution is ( ).
a.500,000 yuan.
b.50.490,000 yuan.
c.600,000 yuan.
d.60.30,000 yuan.
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Correct answer: d
Answer analysis: Deposit insurance implements a limit of repayment, and the maximum repayment limit is RMB 500,000. The compensation amount of Bank A is 500,000 yuan, and the compensation amount of Bank B is 10 (1+3%)=1030,000, the total compensation amount = 50 + 103=60.3。
2. [Multiple Choice] The amount of currency ** includes two parts: cash and ( ).
a.Payment. b.Bond.
c.Bill. d.Deposit.
Correct answer: d
Answer analysis: The amount of money includes two parts: cash and deposits, of which cash is the liability of the bank, and deposit is the liability of the commercial bank.
3. [Multiple Choice] At present, the main index used by most countries or regions to reflect the change in the overall level is ( ).
a.Means of Production** Index.
b.Household Consumption** Index.
c.Gross Domestic Product Contraction Index.
d.Wholesale ** Index.
Correct answer: B
Answer analysis: The consumer consumption index (CPI) is used as a basic indicator to measure the change in the overall level.
4. [Multiple choice questions] Among the following accounting items, those that belong to operating expenses are ( ).
a.Accounts payable.
b.Accounts receivable.
c.Finance Expenses.
d.Manufacturing costs.
e.Management fees.
Correct answers: c, d, e
Answer analysis: According to whether it constitutes the cost of products, the operating expenses of industrial enterprises can be divided into manufacturing costs and period expenses. The cost of manufacturing is directly related to the production of the product, which shall be included in the cost of the product and compensated from the sales revenue. The period cost is not directly related to the production of products, but belongs to the cost of a certain period, including management expenses, research and development expenses, financial expenses and sales expenses. It does not participate in the cost calculation and is directly included in the current loss.
5. [Multiple choice question] Regarding the demand for factors of production, the correct one is ( ).
a.Producers' demand for factors of production is not interdependent.
b.The demand for factors of production is a kind of induced demand.
c.The demand for factors of production depends on consumer preferences.
d.The demand for factors of production depends entirely on the amount of demand for the product by the consumer.
e.The demand for factors of production is a joint demand.
Correct answers: b, e
Answer analysis: Joint demand refers to the interdependence of producers on the demand for factors of production (A error), and various factors of production must work together to produce the final product. The producer's demand for production factors largely depends on the consumer's demand for the product (C and D errors), so not only the consumer demand curve will affect the production factors, but also the market status of the producer in the product market and the production factor market will also affect the demand for production factors, and ultimately affect the production factors.
6. [Multiple choice question] The difference between digital currency and payment account ( ).
a.The creditor relationship is different.
b.Users are different.
c.Compensatory properties are different.
d.There are different levels of currency ** volume.
e.Credit endorsement relationships are different.
Correct answers: a, c, d, e
Answer analysis: This question examines the difference between the digital yuan and the balance of the payment account. The main differences between e-CNY and the balance of the payment account are as follows: The creditor-creditor relationship is different. The digital yuan is a **bank liability, while the payment account balance is a payment institution liability. Credit endorsement relationships are different. The digital yuan is a nationalized credit, while the payment account balance is a commercial credit. Compensatory properties are different. The digital yuan has unlimited legal compensation, and the balance of the payment account is not infinitely legally compensable. There are different levels of currency ** volume. The digital yuan belongs to M0, while the payment account balance belongs to M2.
7. [Multiple choice questions] The intermediary business of commercial banks includes ( ).
a.Trust business.
b.Demand deposit.
c.Transfer settlement.
d.Bill discounting.
e.**Treasury bond redemption.
Correct answers: a, c, e
Answer analysis: Intermediate business refers to the business of commercial banks handling payment and other entrusted matters for customers without using their own funds, and collecting handling fees from them, which is a variety of forms of financial services provided by commercial banks as "payment intermediaries". Also known as a risk-free business. Including settlement business, trust business, leasing business, ** business and consulting business. Among them, the settlement business provided by the bank includes cash settlement and transfer settlement. Trust business includes fund trusts and property trusts. Commercial banks are entrusted by the financial department to issue and redeem treasury bonds.
8. [Multiple choice question] According to the classification of taxable objects, stamp duty belongs to ( ).
a.Resource tax.
b.Purpose tax.
c.Income tax.
d.Goods and Services Tax.
Correct answer: B
Answer analysis: Purpose tax is a type of tax levied on some specific behaviors of taxpayers, such as stamp duty.
9. [Multiple choice question] The following is correct about the term of invention patents ( ).
a.The term is 20 years from the filing date.
b.The term is 20 years from the date of publication.
c.The term is 15 years from the filing date.
d.The term is 15 years from the date of publication.
Correct Answer: a
Answer analysis: The term of the invention patent right is 20 years, the term of the utility model patent right is 10 years, and the term of the design patent right is 15 years, all of which are calculated from the filing date.
10. [Multiple choice question] In order to speed up the establishment of a socialist market economic system, China began to implement a fiscal system of taxation from ( ).
a.1995
b.1983
c.1994
d.1996
Correct answer: c
Answer analysis: Since the founding of the People's Republic of China, on the whole, China has always implemented a highly centralized financial management system of unified revenue and expenditureAfter the reform and opening up, the "lump sum system" financial management system was implementedIn 1994, a tax-sharing system of fiscal management was introduced.
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