In 2024, the salary will not be spent indiscriminately, the so-called decency has a price, as a migrant worker who has been drifting north for many years, I know the power of the phrase "the nobles in front of the people are sinned".
In the second half of 2023, after deciding to raise a baby, all the costs of each prenatal examination will be paid by yourself, which is really a huge expense;
In addition, it is necessary to prepare baby products and delivery bags, and the number of categories makes people have to sigh that the "gold swallowing beast" is by no means in vain.
Therefore, Ningman gradually realized: when money is used, there is less hatred, money is the real fragrance, and everything else is an illusion.
Open source + throttling can maintain the normal operation of the family, but compared with a more advanced open source, throttling (saving money) may be easier to achieve.
Recently, Ningman began to notice several ways to save money in daily life, and tried it repeatedly!
Credit card points back
Although most of the minimalist concepts advocate turning off credit cards, this matter can still be analyzed on a case-by-case basis, as long as we can control the desire to spend, credit cards can also be a good helper for us to save money.
Comprehensively comparing the cost performance of credit cards, my husband recommended me to use CITIC Bank, and ** app, first, you can use 9 points to exchange for 9 yuan payment coupons every month, which can be used to deduct credit card bills;
Second, if the number of consumption days reaches 9 times per month (unlimited consumption), you can also redeem the Ele.me monthly card, Tmall 10 yuan shopping coupon, or film and television VIP, etc
Now online shopping is very convenient, daily necessities are basically purchased online, and it is easy to buy 9 pieces a month;
Third, Bibi cashback, each order reaches 19 yuan can be received on the same day, each time you can also return a few cents, flies and mosquitoes are meat, can save a penny is also to save money.
Shopping Buyer Show: Praise Return, Damage Compensation
Recently, when shopping on Pinxixi, I found that a lot of agricultural products are really good quality and cheap, for example, Ningman recently likes to eat green beans, go to the supermarket to see 5 yuan a catty, because green beans are easy to store, so I searched on Pinxi Xixi, there are a few are 12 yuan 5 catties, buy back to see that the quality is not bad, the merchant also attached a good review back 5 yuan cash, much cheaper than the physical store.
The second is the damage compensation, the husband is usually busy with work, buying fruit is online shopping, every time after receiving the goods, I will see if there is any damage to the fruit, if there is a bump and lack of pounds, we will communicate with the merchant, and generally get a certain amount of cash compensation.
Platform Activity
Due to the recent preparation of baby products by Ningman, the number of online shopping is more, and I often log in to a treasure, and I accidentally found a daily two-yuan red envelope given by the platform, so I use it to buy a daily necessities every day, and basically reach zero yuan after deduction.
Supermarket event products
There is a supermarket near our home, and every day we will take a look at the event dishes in the supermarket group, which will indeed be much cheaper than usual, if necessary, the in-laws who have more time will go to buy some back, such as radish, eggs, cabbage, and the standing dishes here.
I can save a few dollars each time, and I can save hundreds of dollars a year.
Although it is impossible to accurately calculate how much money these ways to save money, this is indeed the habit of not spending money indiscriminately, and in 2024, let's start a money-saving journey with Ningman!