Kunpeng Project
After reaching the age of 60, how much savings do you need to retire decently? Experts interpret in detail
At the age of 60, how much savings do you need to live comfortably in old age? At least that much money, according to the professionals.
First of all, there are three meals, ten yuan a meal, twenty yuan a meal, 50 yuan a day, 100 yuan for a pair of old people, 3,000 yuan a month, more than 36,000 yuan a year, and this kind of ** is the most basic meal, there can be no hearty meal.
Secondly, it is the ** of new clothes, 2,000 yuan a year, 4,000 yuan a year, plus the usual favors, during the New Year, I will definitely give some gifts to my grandchildren, so 3,000 yuan a year is enough.
Plus some other expenses, such as a year's travel, the annual expense is 3,000 yuan. Moreover, most of these are necessities, such as eating, buying clothes, personal contacts, psychological life, etc., which is 46,000 yuan a year, if he is 60 years old, he can live to be 80 years old, then his expenses are 46,000 * 20 years = 920,000.
Therefore, since retiring at the age of 60, the second elder has to spend more than one million dollars a day, and after careful calculation, the data obtained is very amazing, plus inflation, taking medicine when sick, etc., if you add those unforeseen expenses, it will be amazing.
In short, after the age of 60, if you want to make your old age better, I think you must have at least more than 2 million savings, the reason is very simple, the above nearly 1 million is just a need, if you want to live a better life, then you must have enough savings, that is, you must have enough savings, and you must have enough pension, only in this way, can you make your old age better, so, what do you think?