I don't know if you have noticed a phenomenon: civil servant families always seem to be able to show a kind of "affluent" life in the inconspicuous mountains.
Although their monthly income may not be high, the quality of life is often enviable. This kind of "affluence" is not only reflected in the material level, but also in the spiritual level.
So, what is it that allows civil servant families to bloom in the ordinary? In this article, Lao Xu will conduct an in-depth analysis from multiple dimensions based on his own family experience and that of his friends.
A solid foundation for life
Civil servants' incomes, while stable, are not well-paid and are usually slightly higher than the average social salary. However, this stability is one of a kind in itselfIntangible wealth。Against the backdrop of economic volatility and market uncertainty, a stable income means that households can plan and invest for the long term without being bothered by short-term financial pressures. Although many high-intensity jobs in the market will pay more than the civil service, they are under more pressure and have more uncertainty about the future. In addition, civil servants enjoy benefits such as:Medical insurance, pension, housing allowanceIt greatly reduces the long-term expenditure of the family, so that the family has more funds to spend on other aspects, such as education, tourism, cultural consumption, etc., thereby improving the quality of life. The art of budgetingCivil service families tend to pay more attention to financial planning. They tend to choose prudent investment methods, such as fixed deposits, treasury bonds, etc., to:Ensure the safety and growth of funds。At the same time, the concept of rational consumption is also deeply rooted in the hearts of the people. Civil servant families pay more attention to cost-effectiveness when consuming and avoidUnnecessary extravagance and waste。This budget-conscious lifestyle allows families to achieve maximum value from their limited income. A source of happinessFamily harmony is an important part of the "affluent" life of civil servants' families. Harmonious family relationships reduce internal friction and enable family members to:Face life's challenges together and share the joy of success。The abundance of spiritual life cannot be ignored either. Civil servant families oftenEmphasis is placed on culture and educationEnriching the spiritual world through reading, travel, art appreciation, etc., this spiritual enrichment brings a lasting sense of happiness to the family. Investments for the futureFamilies of civil servants tend to place more emphasis on education than families in general. They recognize that education is the key to changing the future and are therefore willing to work in:Children's educationto invest more resources. This investment is not only reflected in the economy, but also in theTime and effortinput. With a good education, children can have better opportunities for development, thus laying a strong foundation for the future of the family. The "affluent" life of a civil servant's family is not accidental. A stable income and benefits package provides a solid one for the familyFoundation；Financial planning and rational spending allow families to maximize their limited resourcesValue；Family harmony and spiritual enrichment add to lifeSense of well-being；And the emphasis on education is for the futureInvestments。The combination of these factors has enabled civil servant families to live a "rich" life, both materially and spiritually. For each of our ordinary families, through reasonable planning, rational consumption, family harmony and emphasis on education, we will achieve our own "affluent" life. One sentence a day