Civil servants have a salary of only 4,000 and many people have several apartments at home, so where do they get the money? Recently, many netizens asked, saying that the salary of civil servants is only about 4,000 yuan, which is not high, but they found that many people have several houses at home, so where did they get this money from?
First of all, although the basic salary of civil servants is not high, their various benefits are very good. We see that civil servants, their salaries are basically only about 4,000 yuan, and this is just their basic salary, which does not include some, that is, rent subsidies, some meal allowances, car subsidies, etc., which are some of these allowances. Moreover, civil servants still have this performance bonus at the end of the year, some of them can get tens of thousands of yuan, and those seven, seven, eight, eight or eight are bonuses, and the annual salary of civil servants in some areas can be more than 100,000 yuan.
There are also civil servants whose salary income is not high, but their provident fund is paid by the unit, so the provident fund paid by civil servants is much higher than that of those employees of private enterprises. For civil servants, when they buy a house, they can use this amount of provident fund to buy a house, and use the provident fund to provide a loan amount for this low-interest loan. At the same time, the work of civil servants, they are very stable, generally you become a civil servant, he is not very easy to become unemployed, and civil servants are more willing to owe the bank a loan for decades than those ordinary workers, and slowly repay it.
That is, have you noticed that if you can be admitted to the civil service position, their family conditions are generally very good, so the parents of civil servants will generally buy these properties for their children in advance. In addition, if civil servants need to buy a house, their parents will also make a down payment, and the rest of the mortgage will be paid off by the children of these civil servants. For civil servants, the parents have already paid this down payment, and they themselves can also enjoy the preferential interest rate of the provident fund loan, and it must be a very easy task for them to repay the mortgage every month.
And have you noticed that if you are a civil servant, then the other half he is looking for will definitely be a civil servant, if it is not a civil servant, then it is also a person from a public institution, because what kind of identity they must have, what kind of identity he must deserve. If two people in the family are people in the system, then they can add the provident fund of both parties together to buy a house, and they can also enjoy a higher amount of provident fund loans, and if the husband and wife are both members of the system, their work income is very stable, they can usually take out a 30-year loan to reduce the pressure of repaying the loan every month.
In this way, it is very easy for them to buy a house, and it is very easy for them to use the provident fund loan, so it is much easier for civil servants to buy a house than we think outside. So you have to see how civil servants only have a few thousand yuan in salary, but they have a few suites in their hands, so this is all of us, because we usually don't know the real inside story of this, so once you understand, do you feel that they are selling houses much easier than us ordinary people. Do you understand this, we welcome to leave a message in the comment area.