The Chengdu Municipal Medical Security Bureau of Sichuan Province announced on its official website the "Administrative Measures for Mutual Recognition of the Payment Period of Basic Medical Insurance for Employees in Chengdu and Chongqing (Provisional)", which clearly stipulates that from March 1, 2024, the medical insurance participants of Chengdu and Chongqing employees can transfer medical insurance in the two places, and the payment period can be mutually recognized and cumulatively calculated.
Interpretation of the new policy provisions.
2) If the cumulative payment period reaches 20 years, you can apply for medical insurance retirement recognition in the place with the longest actual payment time in the two places. After the insured has paid for 20 years in Chongqing and Chengdu, which city has the longest payment time, you can apply for medical insurance retirement recognition in which place. For example, if you have paid for 5 years in Chengdu and 15 years in Chongqing, you can choose to apply for medical insurance retirement in Chongqing.
3) If the cumulative payment period of the two places does not meet the standard: if the cumulative payment period of the two cities is less than 20 years, you can choose the place where the payment period is long, and make up to 20 years according to local regulations.
4) Previously, the direct settlement of cross-provincial and remote medical treatment, the mutual exemption of filing for remote medical treatment, and the direct settlement of outpatient special diseases of 5 types of diseases have been fully opened, so as to realize the immediate handling of medical insurance business in the two places.
What it means for us.
This is the first time in the country to open up the two co-ordinated areas of cross-provincial mutual recognition of medical insurance payment, which has certain policy pilot significance. Whether other regions of the country will follow the liberalization has given us enough expectations.
In fact, the information technology and management and coordination capabilities required for cross-provincial mutual recognition of medical insurance are already in place. The main difficulties are: different regions have different medical security policies, different resource conditions, and how to coordinate management;
Because of the differences between the two places, people are more inclined to use good resources, so will it cause a run on medical care after liberalization? There is also a possibility that it will cause medical resources to be idle in some areas, resulting in a waste of medical resources. Therefore, before only the province for mutual recognition of medical insurance payment, cross-overall planning of the region or the first time, this exploration has an important pilot meaning, but also a development of the system, is to bring more benefits to people, or will cause the cost of medical resources to increase, this pilot has important reference significance.
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