Suppose there is such a friend, born in 1964, who is expected to enter the senior life from the workplace in March of this year. In the days before retirement, he has been paying social security contributions according to the highest standard (referring to 100% grade). So, guess how much pension he might have every month?
You must know that everyone who is about to retire, the length of their actual contributions, the average contribution ratio in the calculation formula, and the life they live in the year of retirement, all of which will affect the number of pensions they receive after retirement!
So let's take a look at this friend born in 1964, if he retires in March 2024 and pays the insurance premiums at 100%, then according to the current situation, maybe how much will his monthly pension be?
It is worth mentioning that this friend finally chose to retire in this beautiful place in Guizhou, and he has worked for a total of 34 years and 10 months. When he actually retires, his deemed contribution period should be recognized as 8 years and 7 months, and then he will be 60 years old in the year of retirement, and the approximate amount in his personal account is 116,300 yuan. In this way, everyone can calculate what range his personal account pension should be in each month, that is: 116300 139 = 83669 yuan.
After all, his contribution grade is the highest level, so when he is ready to go through the retirement procedures, his average contribution ratio should be 1. Based on the pension calculation base of 6858 yuan, it can be inferred that this friend's transitional pension is: 6858 858%×1.4%=823.78 yuan. And the basic pension should be: 6858 3483%=2388.64 yuan;
Since the pension calculation base needs to be calculated with reference to the local data in 2023, the pension that this friend who is about to enter the retirement life should receive about 4049 in the early stage of retirement$12. But when the local pension base for 2024 is officially released, he should still be able to enjoy a part of the pension increase.
To sum up, although this friend was born in 1964 and has always maintained the highest level of contributions, the initial pension he received after retirement was only about 4,049 yuan. However, with the recalculation of his pension, his monthly retirement benefits are likely to grow to about 4,100 yuan. In this way, the treatment after retirement is also quite good! Premium short** plan