Case.
For example, in a marital relationship, if your spouse wants to give you a house, your name is only written on you, and he is even willing to sign a marital property agreement with you to ensure that the ownership belongs to you alone, the down payment belongs to him, the property rights belong to you, and you take out a loan, so is there any legal risk in this situation?
This kind of house is likely to be highly rated and high-loaned, the house is very bad, it is difficult to sell, for example, the market price is 800,000, one party colludes with the house seller to evaluate the house as 1.5 million, and then, the man says 450,000 down payment, 1.05 million loan woman's back, and after the bank calls the money, this more 700,000, the man takes it out, the woman still owes the bank 1.05 million, plus the man's 450,000, the man earns at least 250,000 here, and one day, the woman finds that the house is not worth so much money, wants to cut off the supply, and finds that the house is very bad, If you want to make a move, you can't make a move, if the supply is cut off, the bank will immediately auction off the house, the market price of 800,000 yuan, and in the end you may not even be able to auction 600,000 yuan, and the rest of the loan woman has to continue to repay, and if you don't pay the woman, you will be on the list of dishonest people.
Or, by the time the woman realizes the routine, the man may have already taken the seller's share of the spoils and walked on the way to file a divorce complaint, and this share of the spoils may also include the so-called down payment that the man gave to the woman at that time.
Who asks, in this husband and wife relationship, will the purchase of a house not be recognized as a joint debt of the husband and wife? It should be noted that when the house is delivered, the man and the woman signed a marital property agreement, stipulating that the debt is borne by the woman, and she does not need to bear the responsibility of repayment, and the bank lender is also the woman, so the woman can only take the loan on her back, and in the second half of her life, in the repayment, it is difficult to live.