My monthly salary is 4,500 yuan, and I reviewed last year's bills and found that I saved 30,000 yuan from my salary last year, which was more than 10,000 yuan more than the previous year. To sum up, it all depends on my 5 consumption habits. On the one hand, it is because the society is insecure and wants to save more money, and on the other hand, the consumption concept and living habits have changed. Today I will talk to you about some habits that make it easier for me to save money when I earn a monthly salary of 4500:
Start by setting a goal to save money. Based on my own income, I create an annual and monthly savings plan to make my goals more visible and achievable. For example, my goal of saving money last year was 30,000 yuan, so I would save about 2,500 yuan every month, and then combine my income to spend it in a planned way every month. After the salary is paid, the target of 2,500 yuan should be saved first, and the consumption should not exceed the remaining amount.
Cherish every penny. Some inadvertent small expenses are more expensive than large expenses that have been planned for a long time. Every time you go to the supermarket, do you have this feeling, push a small car yourself, and see that the unit price of each thing is 39，5.9，9.9……and then check out to find a 999 together9。Therefore, the flowers, the province, just need to buy no matter how expensive it is, no matter how cheap it is, it doesn't cost money, a lot of small things don't cost money, but they add up to a lot, and a lot of them are actually not necessary to buy.
Consumption pays for value, not for vanity and comparison. In the daily consumption of ordinary people, in addition to RVs and some unexpected expenses, it is often those who burn money for comparison. And being immersed in the daily routine of comparison will only make us feel anxious and unhappy all the time. Think about whether you can use it before you buy something. It will be easy to be confused by buying things only by **, and we should consider more actual needs to see if we can use the items back to their original cost. It is a waste to wear clothes for dozens of yuan once and then sit idle, and clothes for hundreds of yuan are worth wearing for two or three years or even longer. Our consumption has to pay for value.
You don't have to have it all to like. In the past, when I saw items I liked, as long as I could afford them, I would buy them all. But there are ** clothes and bags every year, and there are too many good-looking. There are also cosmetics and skin care products, a set can be used for a long time, but there are a lot of them, if they are all bought, it will hurt money and take up space.
Believe me to stick to such spending habits, and my money will grow more and more. If you still have good experience, please leave a message in the comment area to share.