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A person's wealth is hidden in his pattern.
Author: Insight yebo
Do you know how much money you earn after the age of 40 will account for your total wealth in life?
Probably many people will guess, about 50%, while some radical young people will guess only 40%, or even less.
Actually, it's not true.
Ogilvy Interactive CEO Brian Featherstonehowe did a special survey to study this issue.
Brian interviewed 500 people from all walks of life and counted their assets, and finally concluded:
For most people, the money earned after the age of 40 accounts for 85%-90% of the total wealth.
Brian said that wealth follows the law of hard work first and harvest later, and only the accumulation and foreshadowing of the previous decades can have a later explosion.
So for today's young people, if you are in poverty right now, or if you are trying hard and still not making much money.
Please don't be anxious about this, and don't feel discouraged and depressed.
As long as you do the following things before the age of 40, I believe that wealth will eventually converge towards you with the blessing of time.
Before the age of 40, cultivate your own abilities.
Thomas Stanley, a wealth expert, once made such a point:
A person's income can only grow to the extent that his or her capacity grows. ”
In other words, everyone's wealth is matched by their own strength.
When you are young, you can settle down and work hard, and as your ability increases, your income will naturally rise.
The Geniuses of Ghibli chronicles the growth of the animation master Hayao Miyazaki.
After graduating from university at the age of 22, Miyazaki joined an animation company.
There, he worked on the lowest level of original painting, with a low salary.
Many colleagues complained that they had too much work and could not make money, so they chose to change jobs or careers.
Miyazaki was unmoved, and instead of leaving, he devoted all his energy and time to painting, often working until one or two o'clock in the morning.
At that time, the animation was in the Disney style, and the characters were mostly flat.
Miyazaki, however, insists on the most traditional hand-drawn drawings and strives to make each character vivid and full.
In this way, he persisted for a full sixteen years.
Finally, from scripting, storyboards, concept drawings to scene design, he is familiar with all aspects of animation production.
At the age of 38, he began to develop films, directing skills, and tried his hand at making animated films.
Five years later, Miyazaki released the film "Valley of the Wind".
The movie quickly became popular as soon as it was released, earning $300 million at the global box office, and also allowing Miyazaki to achieve financial freedom in one fell swoop.
At this time, Miyazaki was 43 years old, and he had been working silently in the field of animation for twenty-one years.
Entrepreneur Robert Kiyosaki said:
If you're trying to get rich, don't build the Empire State Building on a 15-centimeter-thick stand. ”
People who don't have the strength to build a foundation, even if they are lucky enough to make money, will lose it quickly.
Before the age of 40, what you should do is not to fantasize about getting rich overnight, but to polish your abilities to the top in a down-to-earth manner.
As long as you are willing to work hard and keep improving yourself, when the value you generate is high enough, wealth will come uninvited.
Before the age of 40, invest in your brain.
I agree with the sentence: to make money, the final competition is the amount of knowledge and the level of cognition.
People who do not have enough knowledge and cognition are like being in invisible shackles, no matter how they struggle, they will never be able to break free from poverty.
Only by accumulating knowledge to a certain extent can you accurately grasp wealth and achieve great changes in your life.
Before the age of 40, the investment mind is to expand the boundaries of one's wealth.
After Musk became the richest man in the world, he went to Tsinghua University to give a speech one year.
Qian Yingyi, dean of the School of Economics and Management of Tsinghua University, asked him: How did you achieve such remarkable achievements?
Musk replied: spend money on the mind and read a lot of books.
During his school days, Musk developed the habit of visiting bookstores and buying books.
Every week he would bring back a pile of books from the bookstore and read them carefully.
In addition to science fiction, philosophy, and religion, the scope of involvement has also expanded to physics, engineering, energy, and other fields.
After starting his business, he paid for a large number of periodicals and magazines every year.
Through reading, he has acquired a wealth of knowledge, as well as a unique understanding and keen insight into business.
Constant investment in the mind allowed Musk to create billion-dollar businesses in four different fields at the age of forty.
Lu Ming, a business consultant, said that the road to riches depends on the brain.
Think more, read more, and the cumulative effect of knowledge will help a person win more wealth.
Former President Lu Qi dedicates five hours a week to research the most cutting-edge in the field of science and technology.
On various occasions, he admonished everyone not to stop learning.
During an in-house engineer meeting, he said:
Maintain the ability to learn, and imagine yourself as a software, a **. Today's version must be better than yesterday's, and tomorrow's version will definitely be better than today's.
Wealth is the compensation for knowledge, and the underlying logic of making money is to constantly update the mind.
As much wealth as you want, you have to have as much knowledge as you want to put in your head.
When you are young, learn to invest in yourself, read more books, take more courses, improve your mind, and open your mind.
With knowledge as a guide, you can move forward step by step and find the treasure of wealth.
Before the age of 40, cultivate your own pattern.
Kazuo Inamori, Japan's "god of management", has been stumbling in the first half of his life.
After graduating, I found a job in a ceramic factory, but found that the factory was on the verge of closure and could not even pay my salary.
After founding Kyocera at the age of 27, business was also difficult.
It wasn't until he was 40 years old that Kyocera was successfully listed, and he successfully turned over, worth more than 20 billion in one fell swoop.
When it comes to the key to his turnaround, he sums it up in two words: altruism.
After founding Kyocera, he put a lot of effort into changing the traditional business management to a family-owned business, so that every employee could own a stake and share benefits.
When other companies were on the verge of bankruptcy, he also offered financial assistance to help them turn their losses into profits.
With all kinds of "altruistic" initiatives, he has gained people's hearts and recognition, and has also been recognized by his peers, and finally obtained rich benefits.
As he said: self-interest is born, altruism is long, altruism is a kind of high-level self-interest.
A person's future wealth is hidden in his pattern.
At the beginning of the 20th century, there was a pharmacist named Hu Yong in Yunnan who bought medicinal materials from medicine farmers and resold them to pharmacies.
At that time, the market was very unstable, and sometimes the medicinal materials fell within a few days of acquisition.
Most pharmacists, no matter how hard the market falls, still sell to retail pharmacies at normal prices.
But Hu Yong is different.
If the ** falls, he will take the initiative to reduce the wholesale price of medicinal materials, even if he subsidizes himself, so that the pharmacy can make a profit.
His peers laughed at him for being stupid, but he said: As long as others earn, I will never lose.
Because he insisted on letting others make more money, many shops asked him to cooperate, and his business got better and better, and finally he made a lot of money.
The Tao Te Ching says: If you think you are a person, you will have more; and with others, the more you are.
People who really make a lot of money always believe in "I want to win, but I also want the people around me to win together".
Before the age of 40, learn to open up your own pattern.
At present, give a little more to others; When others are in trouble, take the initiative to provide help and kindness.
When your pattern is improved, every bit of your contribution will be exchanged for long-term blessings and gifts.
Amazon founder Bezos once asked Warren Buffett: Your investment strategy is simple, why can no one copy you?
Warren Buffett replied, "Because very few people are willing to get rich slowly." ”
Rome was not built in a day, and the pyramid of wealth could only be built in a gradual manner, brick by brick.
If a person wants to become rich, he not only needs talent and ability, but also has to accumulate a lot of accumulation.
Before the age of 40, learn to dive down, hone your skills, enrich your mind, improve your pattern, and constantly add value to yourself.
Please believe that after the polishing of time, one day, you will finally knock on the door of wealth.
Give it a thumbs up and encourage your friends.