With the continuous advancement of technology, the field of health insurance is also undergoing earth-shaking changes. From the traditional "card era" to the current "code era", the operation mode, service efficiency and user experience of medical insurance have been significantly improved. This article will provide an overview of the main changes that have taken place in this process and the impact of these changes on public life.
In the "card era", medical insurance mainly relies on the physical medium - the medical insurance card to confirm the identity of the insured and the treatment he enjoys. Every time the patient goes to the doctor, the patient needs to show the medical insurance card, and the hospital swipes the card to query the patient's medical insurance information and make reimbursement. Although this method played an important role at the time, there were some inconveniences. For example, medical insurance cards are easily lost or damaged, and the replacement process is cumbersomeIn addition, due to the limitations of information systems, it is difficult to share medical insurance information in different regions, which brings inconvenience to patients seeking medical treatment across regions.
After entering the "code era", the medical insurance system began to adopt more advanced information technology. **Biometric technology is widely used in medical insurance services, and the insured can verify and reimburse through the medical insurance electronic code on mobile devices such as mobile phones. The benefits of this change are manifold:
Convenience has been greatly improved. The insured does not need to carry the medical insurance card, and only needs to display the medical insurance electronic code through the mobile phone to complete the relevant procedures, which greatly reduces the waiting time when seeking medical treatment and improves the work efficiency of the hospital.
Security is enhanced. The electronic code can be bound to personal identity information, and the data security is protected by encryption technology, reducing the risk of information leakage. At the same time, the introduction of biometric technology further ensures the accuracy of user identity and prevents the abuse of medical insurance funds.
Information sharing just got easier. With the construction and interconnection of the national medical insurance information system, the medical insurance information of the insured can be shared across the country, which greatly facilitates the insured who seek medical treatment in other places.
The improvement of data analysis capabilities is also a major feature of the "code era". Through the analysis of a large number of medical insurance data, medical institutions can better grasp the distribution of medical resources, optimize resource allocation, and improve the quality and efficiency of medical services.
Although the medical insurance system of the "code era" has shown advantages in many aspects, it also faces some challenges in the process of promotion. For example, older people are relatively less receptive to new technologies, and they may experience difficulties in using electronic codes; In addition, the issue of network security cannot be ignored, and how to ensure the security of medical insurance data has become a new topic.
Medical insurance has stepped from the "card era" to the "code era", which not only improves service efficiency, but also brings a more convenient medical experience to the insured. In the future, with the continuous advancement of technology, the medical insurance system will be more intelligent and personalized to provide the public with better medical security services. In this process, we should also pay attention to the challenges brought about by technological change to ensure that everyone can enjoy the dividends brought by scientific and technological progress.