1. Historical traceability
The history of Chang'an Insurance can be traced back to 2007, when the company's name was "Chang'an Liability Insurance Co., Ltd.*** is China's first professional liability insurance company. At the beginning of its establishment, the company took "serving the construction of a harmonious society and providing risk management services for customers" as its mission, adhered to the business philosophy of "customer first, integrity and trustworthiness", and gradually established a good corporate image in the market through continuous innovation and high-quality service.
With the development of the company and the expansion of business, in 2016, Chang'an Liability Insurance Co., Ltd. officially changed its name to "Chang'an Insurance Brokerage Co., Ltd.", and its business scope has also expanded from the field of liability insurance to a wider range of insurance brokerage fields. With rich insurance brokerage experience and professional team, the company provides one-stop insurance brokerage services such as risk assessment, insurance plan design, insurance procurement, and claims coordination for individual and corporate customers.
Over the past ten years, Changan Insurance has been adhering to the core values of "Professionalism, Integrity, Innovation and Excellence", and has continuously strengthened its own strength and improved its service quality. Through the introduction of advanced risk management technology and insurance business operation model, the company has continuously improved its internal management system and risk control mechanism to ensure that it provides customers with more professional and reliable services.
Second, the scope of business
Chang'an Insurance is a comprehensive property insurance company featuring liability insurance, with business scope covering liability insurance, automobile insurance, property damage insurance, credit and guarantee insurance, short-term health insurance and accident insurance, as well as reinsurance of the above businesses. Specifically, it includes motor vehicle insurance, enterprise property insurance, family property insurance, engineering insurance, ship insurance, cargo transportation insurance, liability insurance, credit insurance, guarantee insurance, agricultural insurance, etc.
IIILegitimacy
Changan Insurance is an insurance company approved by the China Insurance Regulatory Commission and has the qualifications to legally operate insurance business. This means that Changan Insurance has the legal qualifications to carry out insurance business and meets the requirements of relevant laws and regulations. Therefore, from the perspective of legitimacy, Chang'an Insurance is reliable.
FourthSolvency
Solvency is an important indicator of an insurance company's financial strength and a key factor in measuring the reliability of an insurance company. According to the China Banking and Insurance Regulatory Commission, Changan Insurance's solvency adequacy ratio meets regulatory requirements and is at a high level in the industry. This shows that Changan Insurance has sufficient funds to cope with possible claims needs and has strong solvency. Therefore, from a solvency perspective, Changan Insurance is also reliable.
FourthAbility to operate the business
We have a sound business management system and risk control system, which can effectively reduce business risks and protect the interests of customers. In addition, Changan Insurance has also made continuous efforts in insurance product innovation and service upgrading to provide customers with more comprehensive and professional insurance services. Therefore, from the perspective of business operation capabilities, Changan Insurance is also reliable.
To sum up, from the perspective of legitimacy, solvency and business operation ability, Changan Insurance is a reliable insurance company. However, as a customer, when choosing an insurance product, you should also consider it comprehensively according to your own needs and risk tolerance, and choose the insurance product that is suitable for you.