Let's take a look at 2024, if you are a person who wants to retire in a government institution or institution, how much pension can you receive every month? If you count the 40 years of work, can you get 7,000 yuan a month?
Attention! For those of you who are about to retire in 2024, your pension calculation may be different from others because your retirement time is just in time for the tail end of this ten-year transition period. However, according to the current trend, no matter which method calculates the results, the treatment enjoyed after retirement should be similar.
If you have worked in a government institution for 40 years, then with this length of service, you can probably be considered to have 30 years calculated according to the number of years of payment. Of course, there are other factors to consider, such as the fact that your average contribution index must be at least 12. In this way, the money you get after retirement can basically break 7,000 yuan.
For example, suppose you reach the retirement age of 60 years old, the balance of the pension insurance personal account is 80,000 yuan, and the balance of the occupational pension personal account is 130,000 yuan. The number of months is 139 months, so you have almost 575 in your personal account every month54 yuan, and the treatment of occupational annuity is 93525 yuan.
If you have 40 years of contribution period, 30 of the contribution years are considered as considered contribution years, and the average contribution index reaches 1.2。Even if the pension base is 7,000 yuan, the transition coefficient is 12%。So calculated in this way, your basic pension can also have 3080 yuan, and the transitional pension can also have 3024 yuan. Add it all together and you get an approximate number – 761479 yuan. In other words, as long as the pension base is not particularly low, your monthly pension of more than 7,000 yuan will definitely be fine.
But again, even if you have worked for 40 years, there are 30 years of deemed contribution years, and the average contribution index is more than 12。If you only meet some of these conditions, or your pension base is slightly low, your actual retirement treatment may not be as good as 7,000 yuan.
Therefore, although the total length of service has been as high as 40 years, in fact, not everyone's retirement benefits can reach 7,000 yuan. And a small group of friends may receive a lower retirement benefit than this number. Therefore, when you look at this problem, you should not only look at the superficial figures, but also consider various factors to reach the final conclusion! **10,000 Fans Incentive Plan