Recently, due to the need to replace the salary card at the employer, I rummaged through the card bag to find a suitable card. I don't know if I don't sort it out, and I was shocked when I sorted it out, and it turned out that I had more than 10 bank cards. There are only a few cards that are commonly used in the key, and most of them have been beaten into the cold palace. At this time, countless question marks are swirling in my mind, when did I get so many bank cards? What should I do? Is there a risk?
I believe that all of you, like me, have gradually increased the number of bank cards in your hands, but there are very few commonly used ones. Those "zombie cards" that have been forgotten in the corner and have not been used for a long time not only take up resources, but can also become a security risk. So, how to properly manage these "zombie cards" and ensure the safety of funds?
I would like to share with you my personal experience and the experiences and insights I have learned in the process of dealing with it.
1. Recognize the risks of "zombie cards".
As long as the card contains our personally identifiable information, there are responsibilities and obligations related to it. We need to recognize the risk of "zombie cards" in the first place.
A thousand miles of embankment, collapsed in an anthill. This old adage reminds us that small negligence can lead to big problems. Bank cards that have not been used for a long time may be cancelled by the bank due to non-payment of management fees. To make matters worse, information leaks can lead to the loss of funds. Therefore, the importance of managing "zombie cards" cannot be overlooked.
Therefore, we must pay attention to the management of "zombie cards" and often take stock of the cards in our hands.
2. Deal with "zombie cards" in a timely manner
Recognizing the risk of zombie cards, our next step is to deal with them in a timely manner.
Prevention is better than prevention, and proactive treatment is wiser than reactive response. We can check the status of our card by calling our customer service** or logging on to our online banking. If there is any outstanding payment or business, be sure to complete it first. Then, we bring a valid ID and bank card to the bank branch for cancellation. Before going to the outlets, it is best for us to understand the business hours and location of the outlets in advance, so as not to run out and delay the time.
Remember, "It's never too late to make amends." "Timely cancellation of "zombie card" is a prerequisite for ensuring the safety of funds.
3. Develop good bank card management habits.
In addition, it is crucial to develop good card management habits.
To avoid "zombie cards", we need to develop good bank card management habits. Regularly sort out bank cards and cancel cards that are no longer in use in a timely manner; Check the transaction history regularly to ensure that there are no abnormal transactions; Don't keep your card with your ID to prevent it from being stolen.
Habit determines fate. These habits may seem small, but they can protect your property when it matters most.
Fourth, write at the end.
The big things in the world must be done in detail. "Managing a bank card is trivial, but it's a matter of vital interest. By dealing with "zombie cards" in a timely manner and developing good management habits, we can better protect the safety of our property. Let's use wisdom and action to protect the security of bank cards.