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Health insurance for college students
The new semester has begun
What should I do if I feel unwell?
Where can I go for a doctor?
Can Medicare reimburse?
Outpatient treatment
Outpatient co-ordination
The overall payment ratio of medical insurance is:, the maximum annual outpatient payment limit is:500 yuan.
Outpatient chronic diseases
Enrolled college students need to be here firstLevel 2 and above medical institutionsApply for chronic disease qualification, and enjoy outpatient chronic subsidy after passing the review.
After the initial declaration of outpatient chronic disease qualification is passed, it will be recognized as passedThe following monthOutpatient chronic disease treatment. Those who pass the review shall continue to enjoy outpatient chronic disease treatment.
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Outpatient special diseases
Insured college students who meet the policy provisions of Xi'an outpatient special diseases and the conditions for the indications of special diseases can enjoy the reimbursement treatment of outpatient special diseases.
Note: If the patient is using a class B drug, it needs to be followed by a class B drug first5% out-of-pocket payment
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Outpatient special medicines
Insured college students who meet the policy provisions of Xi'an outpatient special diseases and the conditions for the indications of special diseases can enjoy the reimbursement treatment of outpatient special diseases. Must be enrolled by a college student firstIndividual at the rate of 5%.After paying the corresponding fee, press again60% ratioMake a reimbursement.
Hospitalization treatment
Outpatient emergency rescue
coma, severe shock, massive hemorrhage; intoxication, severe dehydration, febrile seizures; severe dyspnea due to severe trauma; spontaneous or traumatic pneumothorax, hemopneumothorax, laryngeal infarction, and tracheobronchial obstruction; severe cardiac arrhythmias; Those who have internal and external bleeding caused by various reasons are life-threatening; Those with significant changes in vital signs such as acute heart failure, respiratory failure, and renal failure.
The medical expenses for outpatient emergency rescue diseases shall be settled according to the settlement method for hospitalization expenses.
Hospitalization reimbursement
Insured college students can enjoy reimbursement for hospitalization expenses incurred in designated medical institutions that meet the requirements of the policy, set the overall ** minimum payment standard and the annual cumulative maximum payment limit. See the table below for details:
Note:The first level includes community health service centers and township health centers.
Critical illness insurance
On the basis of basic medical insurance, institutional arrangements are made to provide further protection for the high medical expenses incurred by seriously ill patients.
Compensation Policy
The high medical expenses incurred by the insured college students in the basic medical insurance year shall be accumulated after being compensated by the basic medical insuranceMore than 10,000 yuanYou can enjoy serious illness insurance compensation, and there is no upper limit.
Medical assistance
After the recipients of medical assistance are paid by basic medical insurance and serious illness insurance, they will be given assistance according to the category of the recipients of assistance for the out-of-pocket medical expenses that meet the requirements.
After reading this. Xi'an University Student Medical Insurance Reimbursement Policy.
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*: Xi'an Medical Security Bureau Editor-in-charge Yan Han.