The major reform of compulsory traffic insurance doubles the protection and the premium drops by 50,

Mondo Cars Updated on 2024-03-02

Once upon a time, our old friend, the little brother who always made people feel that "the amount is limited and the compensation is stretched", has now changed, and the liability limit has changed from the original 1220,000 yuan soared all the way to the 200,000 yuan mark, is it arrogant enough? Especially in terms of life-related death and disability compensation, the limit has directly increased from 110,000 yuan to 180,000 yuan, and medical expenses have also risen to 180,000 yuan. Even if it is the "non-responsible party" who innocently lies down in the accident, the amount of compensation is also rising and considerate.

Don't worry, if you happen to have put on the "compulsory traffic insurance armor" on your car before the reform, then congratulations, you can also enjoy this wave of benefits! No matter what day you bought it, as long as it is a policy that takes effect before September 19, it will be automatically "upgraded" to the new protection standard, and the degree of intimacy is comparable to that of star service!

Let's talk about the most important issues that everyone is most concerned about. In the past, compulsory traffic insurance could only give you a 7% discount at most, but now, as long as you are a law-abiding "road safety ambassador", the insurance record will be accumulated, and the premium discount can be as high as 5% off! Take the most common family car with less than 6 seats, the original basic premium is 950 yuan, if there is no insurance for three consecutive years, the premium for the fourth year before the reform is 665 yuan; After the reform, this account can be cut in half, only 475 yuan, which really saves a cup of coffee money!

What's even better is that in the future, those small accidents that are bumpy, such as small scratches caused by accidental "close contact" with the neighbor in the parking space next door, as long as there is no trouble to the point that people are on their backs, the amount of compensation does not exceed 2,000 yuan, and the insurance company is like waving its hand and saying: "A small thing will not affect your premium next year!" In this way, car owners can also relax in the face of small accidents, and do not have to worry about the fear of premiums.

In general, this car insurance reform is like issuing a superhero "protective shield" to car owners, which not only has a higher amount of protection and a more cost-effective premium, but also makes the usually cautious drivers no longer afraid of occasional small mistakes. It's just that "superheroes" also need to continue to cultivate and upgrade, and the habit of safe driving is the key to getting this "50% off coupon"!

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