Regarding the suspension of interest and hanging accounts, everyone will definitely be led through the rhythm. Some people always ask, how to handle Huabei, borrowing, installment music, small profits and other interest-free accounts, how to negotiate? If you can say such a thing, it means that it has been wrong from the source, and he does not have the word interest suspension at all.
Strictly speaking, this term was invented from a legal firm around 2018. Only by stopping the interest and hanging up the accounts will someone spend it on this beautiful service.
It's actually called a "personalized installment agreement".
Any online loan or bank is unwilling to tell you the interest, and you don't want liquidated damages, so you can repay the principal. And the reality can really happen to this extent, that is, because you have been waiting for too long, the platform is eager to recover the cost, or the other party has too many violations, and wants to settle the matter and reach some kind of settlement with you.
But keep in mind that some of the hard-line institutions are still accompanied by some non-waiver systems and installment fees. The reason why credit cards are easier to negotiate than online loans is because they are subject to the constraints of the China Banking and Insurance Regulatory Commission. So what exactly should we do? First of all, in order to make your own negotiation smoother. Lin Yu suggested that everyone take a look at the measures for the supervision and management of commercial credit, a total of 115 articles, thousands of words, to know oneself and the other.
Secondly, don't pick up ** and ask the other party to handle the interest-free account for you, without this word, you will say personalized installment for credit cards. As for the amount of relief, it depends on what you say, the other party's policy, and your actual situation.
Finally, you must learn to accept what you see. I've seen too many people who don't work to solve their debt problems, and then you lose the point of negotiating. Negotiation is for a better life, and you spend a lot of manpower, material resources, and energy to drag yourself down.
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There is no such thing as the best, only the most suitable. In the process of going ashore, also beware of people who paint cakes for you. Don't jump from pit to pit, you get the idea? Don't forget to pay attention, I'm Lin Eucalyptus, and I will update relevant knowledge from time to time.