Recently, a wealth management product of a bank expired, and this wealth management product can be redeemed once every six months, and it has been insisted on holding approximately.
Three or four years (the bank only provides purchase records within two years, and I can't remember when I bought it), which is the longest holding time. I didn't expect to be able to hold it for so long, a few years of income is still satisfied, at most there is more than 3,000 yuan at a time, the least is only more than 500 a year ago, the difference is several times, I remember that all financial income was declining at that time, and even losses, it is good to have this income. Now that the income has recovered, I will continue to hold it, thanks to my persistence.
In the past few years, I have chosen low-risk products, and my risk tolerance cannot be compared with those who are aggressive in the pursuit of high returns. There are two types of redemption cycles: semi-annual and daily, which is more convenient when using money. In addition, don't always pay attention to the income situation, you will not be confused with the profit and loss of the income, emotional instability, long-term holding will pay off, one day when you suddenly think of this financial management, there will be a surprise.
Different age groups, the amount of wealth, and the strength of earning ability will also lead to different financial management methods. With the passage of time, people's ideas will change, I used to buy all the funds to manage the money, from the beginning of last year 70% of the savings, the rest to buy the rest of the money, the concept tends to be conservative, can not put all the eggs in one basket, is this the truth? Do you still buy financial management now?