Recently, Alipay's sesame credit score system ushered in a new round of updates, which is also another important adjustment after a large-scale update two years ago. It is reported that this update has affected the sesame credit scores of hundreds of millions of users, and many users have expressed their surprise and concern on social **.
1. The importance of Sesame Credit Score.
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used the quick use of Beibei on WeChat *** to replace Huabei to borrow, and the amount given is high and convenient, if there are friends who know or have opened it, leave it for comments, let everyone open it.
As one of the leading digital payment platforms in China, Alipay's Sesame Credit score has become an important indicator of personal credit. It not only affects users' financial activities such as lending and consumption on the Alipay platform, but also gradually becomes a kind of credit identity for users in their daily lives. Therefore, the level of Sesame Credit Score is directly related to an individual's credit status and borrowing ability.
2. The impact of sesame renewal.
This update of Sesame Points mainly focuses on the user's credit behavior for more detailed evaluation and adjustment. According to Alipay's official statement, the purpose of the update is to better reflect the credit status of users, promote good credit behavior, and provide users with more accurate financial services. However, for some users, the update doesn't seem to bring good news. Many users have found that their sesame points have decreased, and some have even dropped significantly. This change has undoubtedly brought a lot of impact to those users who are already sensitive to sesame points.
3. User response.
On social **, the topic of sesame points update quickly sparked heated discussions. Many users have posted their sesame points on the Internet, and some users are happy with the sesame points**; More users said that their sesame points have declined, and some users even bluntly said that their sesame points have not risen for two years. This phenomenon has attracted widespread attention and discussion.
Fourth, the reasons behind it.
After digging deeper, we found that there may be multiple factors behind the decline in sesame seeds. First of all, Alipay has adjusted the algorithm in this update, paying more attention to the evaluation of users' repayment records and consumption behaviors. Secondly, with the continuous improvement of the social credit system, Alipay is also strengthening its crackdown on violations, and its sesame branch will be reduced accordingly for users with bad credit behaviors such as overdue repayment and malicious arrears. In addition, the specific situation of each user is different, and the variation of sesame points will also vary from person to person.
V. Conclusion. 
Although some users are dissatisfied with the update of Sesame, we cannot deny the contribution made by Alipay in the field of digital finance. The update of Sesame Points aims to promote good credit behavior and provide users with more accurate financial services. At the same time, we should also recognize that no service can be perfect. For users who do not meet the service conditions, we should maintain understanding and actively improve our credit status, and strive to enjoy better services as soon as possible.