**10,000 Fans Incentive Plan
In this world of indifference to pain, I am like a falling leaf, silently bearing the relentless storm of life. Today, with a destroyed heart, I am here to show the world my scars. In the spring of 2018, full of hope, I purchased my dream home in a picturesque seaside town worth a total of 950,000. At that time, I wished that this was a new beginning on the way to a happy life, but I never imagined that this would be a path of no return to the abyss of despair.
I took out a loan of 500,000 yuan, used up all my savings of 450,000 yuan as a down payment, and repaid 3,450 yuan a month, which I thought was the cornerstone of family happiness. However, the harsh reality soon shattered my illusions. In November last year, I cut off my supply under financial pressure. When I found out that after 33 months of hard repayment, my principal had been reduced by less than 20,000 yuan, and I felt that the abyss of despair was opening up to me.
By March of this year, my nightmare had turned into a complete nightmare, the bank had ruthlessly initiated legal proceedings, my possessions were frozen, and my once laughing home was sealed.
What was even more heartbreaking was that in addition to the loan I had to bear with great difficulty, I also had to face more than 50,000 yuan in additional fees, including liquidated damages, penalty interest, litigation costs and attorney fees. My home, all my efforts, are about to come to naught in a low-priced auction. The property, which was originally worth 950,000, is now valued at only 850,000, and the starting price is an unacceptable 5950 thousand. In this sluggish market environment, I don't see any light at the end of the tunnel.
Not only will I lose my home, but I will also be saddled with heavy debt. From the down payment to the monthly payment, my loss reached nearly 550,000. My family's monthly expenses have taken my breath away. My partner, my children, their dreams and their futures are torn apart by this unforgiving reality, and I am helpless.
All these tragedies are caused by the cold-bloodedness of greedy developers and banks. With cold numbers and contracts, they have destroyed the dreams of countless families and plunged our lives into endless darkness. I stand here and appeal to all who can hear my voice that our pain should not be ignored. What we need is not only sympathy, but also action, together against this unjust force that destroys lives. If you can empathize, please stand with us and make our voices heard against those infuriating injustices and greed.