In the digital wave, a new community is emerging, that is, the "saving money group". These groups are made up of a group of like-minded people who share a common goal: to save money. They get to know each other on social platforms and share income, expenses, and even the most intimate spending habits as a way to achieve their financial goals.
Members of this community come from all walks of life, with different backgrounds, but all share the same idea of saving money. They work together in their quest for financial freedom by setting goals in "hitchhiking" groups and holding each other accountable. This new way of socializing allows us to see the importance that people attach to financial management and look forward to the future.
Lin Xiaoxiao is a member of this community, and she is a mother who is about to turn 30. She was not willing to live on a salary alone, so she looked for side hustle-related experience on social platforms. However, she unexpectedly discovers more about saving money. She realizes that for most office workers, saving money may be more important than earning. So, she joined a money-saving "partner" group with a punch-in mechanism, but the strict rules made her opt out. So, she decided to create her own money-saving "partner" group and invite those "like-minded people" who have the idea of saving money to join.
Unlike Lin Xiaoxiao, Cao Xiyue chose to create her savings community on Xiaohongshu. She has set a strict set of rules that require members to change their nicknames according to the pattern of "current month's budget and annual deposit amount", and to clock in daily to keep track of budgets, expenses, and balances. This seemingly strict mechanism has attracted many people who are willing to save money to join. Since February, her community has attracted more than 130 participants.
Members of these savings groups are willing to share their income, expenses, and even more intimate information. They believe that they can be more honest about their finances in an online environment where they don't know each other. This sharing not only made them feel at ease, but also gave them a lot of useful advice and support.
So, why is the "savings group" so popular? On the one hand, as people become more aware of saving, managing their money, and planning for wealth, they are looking for more efficient ways to achieve their financial goals. On the other hand, it also provides a platform for people to support and encourage each other, so that they no longer feel alone in the face of financial challenges.
In addition, the rise of "saving money and hitching up groups" is also a reflection on the consumerism of the past. In the past, people tended to over-pursue material comforts and instant gratification, and neglected the importance of saving and managing money. However, with the volatility of the economy and the increased uncertainty in the market, people are beginning to realize the importance of saving money. They are beginning to reflect on their consumption habits and seek a more rational and healthy lifestyle.
Xue Hongyan, vice president of Xingtu Financial Research Institute, pointed out that the rise of "saving money and building subgroups" reflects people's pursuit of financial freedom and expectations for future life. This new type of socialization not only helps people improve their financial management skills, but also helps them develop a sense of responsibility and self-discipline.
In general, "saving money and partnering groups" is a new social phenomenon, which reflects people's emphasis on financial management and expectations for the future. By supporting and encouraging each other, members of these groups work together to achieve their financial goals. However, we should also be aware that saving money is not a panacea, and it requires us to plan and manage it reasonably based on our actual situation and financial goals. Therefore, before joining the "saving money group", we should first think about our financial situation and financial needs, and choose a way that suits us to achieve financial freedom.
So, are you willing to join such a "savings group"? How do you think this new social approach will affect your financial management? Please leave your thoughts and opinions in the comment section.