When an elderly person in the family passes away, what happens to their bank deposits? Don't worry, today I'm going to share with you a little tip to get your money back easily, and you can also learn a little bit of dry goods.
First, let's talk about a real-world case. After Xiao Wang's father died, the family didn't know which bank he had deposited money in. Xiao Wang was as anxious as an ant on a hot pot, and he didn't know what to do. Later, he had an idea and went to a nearby bank to check with his household registration book and his father's ID card. You know what? Dad's deposit is in a nearby bank, and the amount is not small!
Okay, let's get down to business. In the face of the bank deposit after the death of the elderly, we only need three easy steps to get the money back.
Step 1: Find your passbook or card.
First of all, we need to find the old man's passbook or bank card. With this, we can go directly to the bank to go through the withdrawal procedures. Remember to bring the elderly's ID card and your own ID card, this is more secure. However, if the deposit is more than 50,000, it will have to be a little more difficult.
Step 2: What should I do if I have a password?
If you don't know the old man's withdrawal password, don't worry. We can bring our household registration booklet, immediate family certificate, death certificate and our own ID card to the bank to check and reset the password. This way, withdrawals are no longer a problem. After finding the account, he may also need to go to the notary office to get an inheritance notarization so that he can withdraw the money smoothly.
Step 3: What about wealth management products?
If the elderly have purchased **, and other financial products, then the operation may have to be on mobile banking. Log in to the mobile banking of the elderly first, redeem the wealth management product, and then withdraw the money. Remember to know the corresponding account and password in advance.
In conclusion, it is not complicated to deal with bank deposits after the death of an elderly person. As long as we follow the steps above, we can easily get our money back. Of course, we also need to remain calm, patient and attentive during this process to ensure that everything goes smoothly.