**10,000 Fans Incentive Plan Can Ordinary People Achieve Financial Freedom by Investing**? The answer of the third prince is that it is completely possible. In the case of the Agricultural Bank of China, the current share price is 4About 2 yuan, according to the dividend standard for fiscal year 2023, the dividend per share is 02222 yuan, with a dividend yield of 529%, because the recent ** of large state-owned banks is very good, and the general increase is about 40%, or even more than 50%. Assuming that the stock price and dividends remain unchanged, how many years will it take to recover the principal only through dividends? 18.9 years, that's right, 42 divided by dividend per share.
Obviously, 18Nine years is too long. The reality is much shorter than that. Why? Because you use the method of regular investment plus dividends and reinvestment that the third prince often says to invest in **, your cost is much lower, the dividend yield is higher, and the cycle of return on investment will be greatly shortened.
As long as we work hard to do so, as long as you do so and save a considerable amount of money, when your dividends exceed your salary income, that is, when the dividends exceed your annual salary, you will achieve financial freedom. Financial freedom does not mean that everyone has a unified standard, not when the monthly dividend reaches 10,000 yuan, but is linked to your consumption, when the passive income exceeds your living expenses, you are financial freedom. As for the family, the same is true, family members, couples or parents, children, etc. work hard to invest in the Agricultural Bank, when the accumulated ** dividends exceed the family expenses, that is, financial freedom.
Of course, some people say that this standard of financial freedom is too low, and I would say that you can set your own standard of financial freedom, such as how many times your passive income is your living expenses. This is a higher-order standard of financial freedom. If you were to say that you need to spend extravagantly, spending millions a year, this is no longer a problem that the average salaried person is talking about in this article.
I hope that by working hard when I was young, I can save a little bit when I am young, buy more interest-bearing assets, and when I am older, such as 40, 50 or 60, I will have to work so hard and be anxious about money. I wish I could retire early, as long as your passive income is high enough, you can set your own retirement age. I have seen too many people live very hard for mortgages, car loans, child raising expenses, and pension expenses for parents. Recognize the reality, keep your eyes open, I think it's really a good thing.
The core is to hold for a long time, not to buy and sell frequently. The biggest challenge is to keep track of your hand that is always trying to sell.