In recent years, there have been many cases of fraud by impersonating acquaintances. Many people will blindly transfer money without verifying their identity based on trust or affection for some money exchange requests made by so-called "acquaintances" around them, and eventually suffer heavy losses. So, what should we do when faced with impersonation scams? Chongqing Xiaomi Consumer Finance, hereinafter referred to as "Xiaomi Consumer Finance") by revealing the fraud routine of impersonating acquaintances, in-depth how to identify those strangers who lie about "acquaintances".
Real case: Resident Chen received a request for help from a WeChat "friend" and asked Chen to assist Huabei in cashing out. Chen saw that his WeChat avatar and screen name were the same as his friend's, so he made multiple transfers according to the instructions of the other party, until he saw his friend send a message saying that his account had been stolen, and then he realized that he had been deceived and lost a total of more than 10,000 yuan.
According to Xiaomi Consumer Gold, in this kind of **, fraudsters pretend to be acquaintances or other identities, take the initiative to add victims' friends through online social platforms, reduce the victim's vigilance with a caring tone, and even offer to help the victim solve difficulties and gain the victim's trust. Then, the victim is induced to transfer money for various reasons, such as capital turnover, urgent use of friends, inconvenience for others, and other transfer and remittance requests, and then keeps urging, the victim is embarrassed, neglects to verify, and has no time to think, so it is easy to be deceived.
Xiaomi consumer gold tips, the key to cracking this kind of impersonation ** is to verify the authenticity of multiple parties: whenever you encounter a person who claims to be an acquaintance or other person adds friends through SMS, WeChat, QQ and other chat tools, and asks for transfer and remittance, you must play ** or verify the identity of the other party and the authenticity of the information sent in person, do not be gullible; During the exchange, you can euphemistically ask the other party some questions, such as specific people or things, to further verify the identity of the other party; If you find that the other party's identity and information are suspicious, or unfortunately you have been deceived, you should call the police as soon as possible, and at the same time pay attention to keeping chat records, transaction records, ** and other evidence, so as to provide clues for ** to solve the case.
At present, in response to the needs of citizens for financial knowledge, Xiaomi Consumer Finance continues to carry out normalized science popularization activities in the form of "online + offline" to further improve the risk prevention awareness of citizens and the financial literacy of rational consumption. In the next step, Xiaomi Consumer Finance will continue to fulfill its social responsibility of popularizing financial literacy, continuously strengthen the education and publicity of consumer rights protection, and help users firmly establish their awareness of risk prevention and improve their risk identification capabilities, so that they can enjoy kind, ultimate and touching financial services.