Retirement can be said to be the ultimate goal of every "worker".
After decades of hard work, we can finally unload our burdens and enjoy our old age.
However, there are many ways to retire as a seemingly simple matter.
When can I retire? How long does it take to receive the benefits after completing the formalities?
Many people may not have figured out these questions.
Don't worry, today, I'm going to share a detailed one with you"Retirement Tips"。
Let you have a comprehensive understanding of the retirement process and treatment.
1. Retirement age
When will you be able to retire, this is the most concerned question for many people.
After all, we all want to let go of our work burdens as soon as possible, and devote ourselves to family and life.
However, the retirement age is actually clearly defined.
According to China's current retirement system, the statutory retirement age for employees is: Male: 60 years old; Female cadres: 55 years old; Female workers: 50 years old.
But that's just the general picture. The retirement age will be advanced for certain types of work, such as those engaged in high-altitude, high-temperature, particularly heavy physical labor or other work harmful to health, as well as those working underground.
For example, the retirement age for men engaged in underground work is 55 years old;
The retirement age for women engaged in special types of work such as textiles and sewing is 45 years old.
You must first confirm your specific situation and see when you can apply for retirement.
Second, the pension process
The retirement age has been determined, and the next step is to go through the retirement procedures.
This process may seem tedious, but as long as it is done step by step, it is actually very simple.
Generally speaking, employees need to go through the following steps to go through the retirement procedures:
1. Submit a retirement application to your unit one month in advance, and fill in the relevant **.
2. The unit reviews whether the retirement conditions of the employees are met and issues relevant certificates.
3. Employees should bring their unit certificates, ID cards, social security cards, etc., to the local social security institutions to go through retirement procedures.
4. The social security institution reviews the materials and completes the retirement procedures within 15 working days.
5. Employees receive retirement certificates and officially retire.
Generally speaking, after completing the retirement procedures, if the employee meets the conditions for receiving a pension, he can start receiving a pension from the next month.
That is, to apply for retirement to the first month of the leader's pension, up to a month.
However, it should be noted that there are also conditions for receiving a pension.
According to the regulations, employees can receive a basic pension on a monthly basis after the cumulative payment period has reached 15 years.
If the payment period is less than 15 years, you can only receive the personal account savings in a lump sum.
You must pay attention to your payment period to ensure that your rights and interests are not lost.
3. Retirement
With a pension, we have security in our old age.
But life after retirement can't just be lived casually.
We must learn to make reasonable arrangements to make our old age more fulfilling and happier.
I recommend that you maintain a healthy lifestyle.
After retirement, many people will relax their requirements and eat and exercise irregularly, which can easily damage their health.
Therefore, you must pay attention to a balanced diet and insist on moderate exercise to make your body stronger.
We need to learn to enrich our spiritual life.
Many people retire and feel that life suddenly becomes empty and boring.
At this time, you can find something that interests you to do, such as traveling, photography, calligraphy, etc.
You can also participate in more community activities and make more friends.
We also need to learn to pass on our own experience and wisdom.
Our generation has experienced too many ups and downs. These experiences are valuable life treasures.
We must be good at passing these on to the next generation, so that their life path will be more open and calm.
I would also like to remind everyone not to be overly dependent on their children.
After retirement, many elderly people will unconsciously shift the focus of their lives to their children.
But we need to understand that our children have their own lives, and we cannot be a burden to them.
Instead, we should learn to be self-reliant and learn to enjoy our own happy moments.
That's all I have for you"Retirement Tips"。
I hope that through these sharing, everyone has a clearer understanding of retirement.
Remember, retirement is not the end, it's a new beginning.
At this new starting point, we must learn to plan, learn to enjoy, and make our later life more colorful and happy.
If you have friends who have doubts about retirement, you may wish to share this article with them. Let's work together towards a better retirement life and create a happy sunset.
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