In today's society, is 1 million enough to be called a millionaire? Bankers revealed
If you were given a million dollars now, what would you do with it? Will you buy a beautiful house, get a luxury car, or use it for financial investment, or leave it to your parents, spouse, or children?
Of course, there are also debtors who will pay off their debts and loans first. In any case, there are not many answers, but the next question is a matter of opinion.
Yes"In today's society, can you get rich with a million dollars? "
If this question had been asked twenty or thirty years ago, the answer would have been undoubtedly yes.
Today, China's economy is growing rapidly, prices and per capita income have doubled compared to 20 years ago, and I believe the answer to this question will be hotly debated.
Today, we're going to analyze it"One million"Implications in today's society.
While the economy continues to develop, consumers are choosing more and more. Whether it's goods, real estate, investment or leisure, it's all different from the past, and today we're going to analyze the purchasing power of a million dollars.
One million euros is a lot of money for anyone who wants to manage their finances. You can choose to buy**, or enter the market and try to get a return on your investment.
In addition, you can also choose to buy some fixed income products, such as treasury bonds, bonds, etc., to achieve stable financial growth.
How much money can you make if you honestly put a million dollars in the bank? A million in the bank is a good certificate of deposit.
The interest rate is usually higher than that of a regular time deposit, ranging from about $32,000 to $43,000 per annum, depending on the bank and product.
In other words, if one million is deposited in the bank and lies at home for a month, you can get about 3,500 yuan, which is already a month's salary for civil servants in third-tier cities.
However, people with a million dollars are often reluctant to keep their money in the bank, and they often choose to use the money for business investments in order to get higher returns.
From the perspective of business investment, one million may not be enough, as the richest man Wang Jianlin said in an interview, to make 100 million and"Small goals"Painted on the same signboard, it can be seen that in business investment, one million is really not much.
Another option is to buy a property. While the real estate market may be affected by the current economic situation, a million dollars can still buy a good residential or investment property.
The quality of a home is an important indicator of quality of life, and property is a durable asset, and in some prosperous areas, property values grow steadily over time.
In terms of current house prices, the average house price in liveable developed cities such as Nanjing, Hangzhou, Chengdu and Wuhan is at 250,000 yuan to 4between 50,000 yuan.
In other words, 1 million yuan can only buy a house of about 30 square meters in more developed second-tier cities, but in third- and fourth-tier cities, 1 million yuan can buy a very luxurious house.
If you are a person who likes to enjoy life, a million can also allow you to enjoy a luxury trip or buy a luxury car.
You can choose to explore luxury tourist destinations around the world for a unique and unforgettable vacation experience. Alternatively, you can choose to buy a dream car and enjoy the fun and taste of driving.
Of course, these are just a few examples of the many purchase options. Everyone's needs and goals are different, so the choices are also different from person to person.
A million can be used for investment in the hands of businessmen, bought houses in the hands of young people, and used to travel in the hands of people who pursue happiness.
Different professions have different incomes, and they have different hours to earn a million dollars. So, a million dollars is just a little pocket money in the eyes of some, but astronomical in the eyes of others, why is that?
Because the time it takes to earn a million dollars varies greatly.
Those big businessmen, who only need to sign a few contracts, can earn a million yuan in a few seconds, but at the same time, they will quickly lose a million yuan.
The owner of a small business, if the business is doing well, let's say he earns 100,000 a month and 1 million a year, then he has to work hard for a year.
For wage earners, this million may be astronomical.
Because most of China's wage earners receive no more than 10,000 yuan a month, and they still have to spend money, and it may take at least 20 years to save 1 million.
People who work in banks must be the most sensitive to this issue, because they deal with people's incomes on a daily basis, know best about the savings of their customer base, and know best whether someone who currently has a million dollars is considered rich.
According to the China Banking Association, the average level of personal financial assets in China was 71 last year40,000 yuan, of which the average deposit is 2860,000 yuan.
Nationally, only 21%。
What do these numbers say? I think everyone has understood that a person with a million dollars is definitely considered a rich person.
Although the goal of one million seems to be getting closer and closer to us as everyone's income increases, it is undeniable that there are still very few people who can really have a deposit of one million, and we hope that with everyone's efforts, we can earn one million faster and easier.
Finally, I would like to ask you a question: what would you do if you suddenly had a million dollars now?