Why three million deposits are a watershed
I once heard a speaker ask the audience this question when pitching a financial product:"When do you plan to retire?
The question was asked very suddenly, and there was no response for a while. Just as I was thinking, I heard someone in the front row say something without thinking"Retire now"。
A sentence woke me up. The pace of life is too fast now, and the pressure of work and family is too great. If I didn't have so many worries, I really wanted to retire and take a break.
It would be nice to have a good deposit when you retire. How much deposit is a good one?
Many people say that the $3 million deposit was a turning point. Why three million? If you had to choose to sell your house in a big city for a deposit of three million, what would you choose? Here are some of my thoughts.
At first glance, $3 million seems like a lot of money. But if you spend that money on a family's expenses for decades, it will give you some ideas. So let's take a risk and see how we spend those three million.
When we sell our house in the big city, we temporarily lose the place to live. So, buying a house is a must. If you choose to settle in the countryside, it will cost about four or five hundred thousand yuan to build a good house.
If you don't choose rural areas, you need to spend 600,000 to 700,000 yuan to buy a commercial house in a small town. In this way, a house is almost one-third of the deposit.
If you have a house, you can't do without a car. Although we still have more than 2 million to buy a better car, considering that this money will cost a lifetime, we simply buy a more comfortable and suitable car, even if it is 300,000.
Now that the big projects such as the house and the car are done, let's start settling the scores. With the hardware of a house and a car, we can realize the life event of marriage. We were lucky enough to find the other half of our hearts. Starting from the first meeting of the cave house candles, according to the average level of the county, the wedding bride price is about 300,000 yuan.
With more than 1.5 million euros to spend on our lives, the dust settles on the events of our lives. We have such savings, we have loved ones, we are still young, and if we don't have a sweet trip with her other half, we will always have some regrets in our lives.
The sweet journey is over, and you still have a happy smile on your lips. Fragments of travel echo in your mind, and you feel like you are the happiest person you are. Let's count 100,000 yuan for this amazing trip.
In this way, we have almost 1.5 million more in our hands. Good love will always bear fruit, and soon after falling in love, you will have your own children. The lives of the next generation are about to begin.
As a parent of a child, it is important to pave the way for your child's future and help them through life's major events. The cost of children's education and marriage is not low. So 3 million may not be too much.
Of course, this is just my assumption, everyone's ideas and interests are different, and the plan to spend $3 million is certainly different. $3 million will go a long way in helping two of our generations achieve their life events.
In that sense, I think the reason why Three Million is a game-changer is that it helps us solve some of the big problems in our lives and in the lives of our children, and the results we achieve can be maintained at a relatively decent level.
If I had to choose, I would basically choose to get 3 million. A house in a big city allows us to have a place to live in that area and enjoy the convenience of a big city. However, what we have to endure is the faster pace of life in the big cities.
Zhuangzi, a famous representative of Taoism, once said that when the king of a country invited him to be the prime minister, he would rather be a turtle than walk in the mud with his tail in tow. People don't live in the world just to pursue a superior life. There is always something more precious in life than a superior material life.
If we properly reduce the level of spending to the level corresponding to 3 million, 3 million can bring great freedom to our lives. This way, we can have more time and energy to do something we love.
Life is precious, but love is even more valuable. Both can be discarded in the name of freedom. We are born free, but we are always bound by shackles. Three million dollars in savings will loosen our shackles a little.
Different people have different life choices, and this is just one of them. How should we spend our lives? This is a question we should ponder and constantly look for our own answers in real life.
So, readers, what do you think a $3 million deposit can change? Between a house in a big city and a deposit of three million, how would you choose? Please share your thoughts in the comments section.