According to the data of the Real Estate Research Institute, the total sales of the top 100 real estate companies in January this year were only more than 200 billion, which can be said to be the lowest sales in recent years.
Not only that, the average second-hand housing in 100 cities is still in the trend, which has been in the trend for many consecutive months. 
In the face of this year's adjustment that lasted last year, many people in the industry said that the overall situation of the property market has been decided! This long-term adjustment has no impact on families with only one house in hand, but it is very disadvantageous for those families with multiple houses. 
According to statistics, as of 2019, the proportion of households with two or more houses in China has reached 415%, now four years have passed, I believe that this proportion has a certain range of **, but for these families, the more houses they hold, the more painful the four major problems they face. 
Has the overall situation of the property market been decided?
In fact, from the current ceiling data, it can be judged that the overall situation of the property market has been decided. 
1.Population ceiling. In 2023, there will be negative population growth for the first time in China, with 850,000 more deaths than newborns. This also shows that the 1.4 billion people have reached a ceiling state. 2.Housing area ceiling. It is currently 41 per capitaThe area of 76 square meters of housing has reached a ceiling state. 
3.Urbanization rate ceiling. Today's urbanization rate is as high as 65%, and the follow-up process will slow down. In addition, in recent years, the birth rate of the domestic population has begun to decline continuously, but the aging population has continued to grow under this trend. It is enough to show that the demand for housing market will continue to decline, and the overall situation of the property market has been decided. 
Especially in the past two years, the real estate market has entered a longer cycle of price reductions, and many people in the industry have begun to make **, believing that the house will gradually return to residential attributes. And once the house price enters the **, people's widespread psychology of buying up and not buying down will exacerbate the extension of this cycle, which also indicates that once the house price enters the long-term adjustment trend, for those families with multiple houses, they will encounter various problems. 
Forty-two percent of the family.
It's getting harder and harder. 1.It is becoming more and more difficult to sell the house People who have more than two houses in their hands will have difficulty selling the house in their hands because of the housing price, and the house in the hands of these people is okay if it is in a first- or second-tier city.
After all, these cities also have a certain economic strength, and the population inflow is also relatively ideal, if they want to quickly realize the house in their hands, as long as they work hard to give buyers certain discounts, they can still quickly realize. 
However, according to the current market news, even landlords in first-tier cities have to be at least about 20% cheaper than the market if they want to quickly realize their houses. Of course, this is still the location, decoration and other conditions are better, if it is in the suburbs, there is no good supporting resources around, even if the house price drops by more than 30%, it is difficult to achieve a quick transaction, which means that each house, the owner has to lose at least millions. 
And if most of the houses in hand are in small counties, it is almost impossible to realize them quickly. After all, there is basically no shortage of people in the third and fourth-tier small counties, and many families have several sets of houses, and houses have even become a hot potato for them. And there is also a very key point that the income level of the small county is not high, and there is little long-term development if you want to work in such a place for a long time. Therefore, in the future, more and more young people will leave the small county town and go to the larger city for development, which also indicates that the population outflow of the small county will continue to intensify in the future. 
2.The value of houses is still declining, and official data shows that financial assets account for only about a quarter of the total assets of our domestic residents, while the remaining more than three-quarters are house assets. This data alone reveals that many of us have invested all of our savings in real estate.
In fact, if it was a few years ago, it would be wiser to press the treasure on top of the house. After all, housing prices are all the way, and it can bring us great wealth. Now that the property market has been adjusting, the value of the house is also constantly rising, which makes those families who bet on the house have to face the depreciation of assets, especially the families with two or more sets of assets in their hands, they are facing a greater problem of value.
3.The pressure to hold multiple houses has increased the internal and external environmental impact of the past few years, many businesses are facing closure, and tens of millions of people are facing unemployment. Of course, there has also been a sharp drop in income for those who have not lost their jobs.
Income has plummeted, and a monthly mortgage is indispensable, which means that families who bought houses before are now facing huge pressure to hold houses. In particular, people who own more than two homes will have more pressure to repay their mortgage than those who only have one house in their hands.
More importantly, with the increasing competitive pressure in the job market as time goes on, how easy is it to quickly return to the income status of 2019? In this situation, there will be more and more family lines that cannot bear the pressure and are at risk of losing supply.
4.The level of consumption is decreasing, and when the house price appears, the people who originally planned to live a better life with the house have a situation where the quality of life is not as good as before. And the reason why this is so is because all their money is pressed on the property. In the past, house prices have risen sharply, and their original intention of buying a house is not to hold it for a long time, but to sell it after a period of time, when the house price rises to their ideal **, so as to achieve short-term profits.
However, with the housing prices all the way, it is difficult to realize the house, and they will have to reduce the quality of life to maintain these houses in their hands, so that they will not fall into debt default due to house speculation, and even affect the credit of the family. Moreover, it is clear that people who own multiple houses are under more pressure than a family with one house, which means that their consumption level will be severely weakened, and many things that they could buy before will now hesitate to buy again.
In short, as the real estate market enters the adjustment cycle, the housing prices in the vast majority of areas are no longer possible under objective conditions, and under this situation, for those who have two or more properties, the problems mentioned above are difficult to solve, and may even be unsolvable. Finally, as time goes by, more and more families will find themselves in a situation where they can't sell their houses and can't rent them. Wan Ziwen said: Every word of the article is typed out by me, and I am reading it by clicking on it, so that I know that you are also doing your best for life.