Friends who often use margin trading will be confused, and their margin interest is in **? How to calculate margin interest. Let's take a look at a ** first, which can more intuitively illustrate this problem.
Log in to the credit account to check the "asset and liability details" of the account, and you can see how much the interest on your current liabilities is. Because this interest is cumulative, it is not a simple **financing amount* financing rate.
Margin interest needs to be calculated separately from margin interest, and the calculation company is different between the two.
The formula for calculating financing interest is as follows: financing interest = [financing amount financing interest rate (annual interest rate) + debt fee (**handling fee)] actual financing days 360.
Among them, the financing amount refers to the amount borrowed by investors from securities firms or other financial institutions; The financing rate refers to the annualized interest rate that investors need to pay; Financing days refer to the number of days that the investor actually uses the borrowing.
For example, an investor borrows 100,000 yuan from a brokerage firm with an annualized interest rate of 48%, *Handling fee 854 yuan, the actual use of the loan for 1 day.
Then, the financing interest that the investor needs to pay is: (100000+8.).54）×4.8%×1➗360=13.33 yuan.
It should be noted that some brokerages are rolling interest to bail out the market financing interest is usually calculated on a daily basis, that is, the interest generated every day will be accumulated to the principal until the repayment date.
The formula for calculating the securities borrowing and lending fee is: securities borrowing and lending fee = securities borrowing and selling** Quantity of securities borrowing and borrowing Securities borrowing and lending fee rate (annual rate) Actual number of securities borrowing and lending days 360.
Among them, the amount of securities borrowing and lending refers to the amount of money borrowed by investors from securities firms or other financial institutions; The securities lending rate refers to the annualized rate that investors need to pay; The number of days refers to the number of days that the investor actually holds the borrowing**.
For example, an investor borrows 1,000 shares from a brokerage, and opens a position of 100 yuan by selling securities lending**, with an annualized interest rate of 8%, and actually uses the loan for 1 day. Then, the financing interest that the investor needs to pay is: 100000 8% 1 360=22$22.
It should also be noted that the handling fee for securities borrowing and selling is not calculated as interest.
The liability charge is the transaction commission generated by the debt.
Let's take a chestnut, suppose an investor sells 10,000 shares of **A for 10 yuan, and then sells 10,000 shares of **A for 11 yuan, how much profit will be made when the commission is in case?
From the above, we derive: don't go in case you open an account!
It is necessary to distinguish whether the commission charged by the brokerage is a full commission or a net commission, if the full commission includes the transfer fee + regulatory fee + brokerage commission, if it is a net commission, it only includes this part of the commission charged by the brokerage.
2. How to calculate the commission from the delivery order
First look at this delivery order directly, and the delivery order is directly queried in the query-historical transaction-.
Extract from the key information: If the transaction direction is to sell, then there is stamp duty; The transaction amount is: 47,916 yuan; The total fee charged or transferred in Shanghai is 2949 yuan.
Stamp duty 5/10,000 collection amount: transaction amount 5/10,000 = 47916 00005=23.958 yuan.
The transfer fee is 0/10,0001. Amount collected: 0/10,000 of the transaction amount1=47916✖0.00001=0.48 yuan.
The full commission is: Total Fee - Stamp Duty - Transfer Fee = 2949 yuan-23958 yuan-048 yuan = 505 yuan.
Full commission rate: 505➗47916=0.00010539, i.e. 1 million05's full commission.
You can directly calculate how much your commission is according to the ** method? If you don't know how to calculate, you can also send me the delivery order, and I will help you calculate it.
At present, there are more than 140 brokerages in the whole market: commission 00854 + financing interest rate bottom 5% + can be online + rich securities borrowing and lending sources are only 1-2 opened.