How to face debt correctly? Be sure to keep your eyes peeled and don t choose blindly!

Mondo Social Updated on 2024-03-07

There is still a long time, and we continue to work hard.

The breeze is still there, and there are always things in your heart that you can't let go.

Don't think about this negotiation repayment after the overdue, think so godly, it is not a life-saving straw, it is just a kind of auxiliary money on the way to the shore, only money can solve it. The iron also needs to be hard. Negotiating repayment is nothing more than lengthening your repayment cycle and then reducing some unnecessary expenses.

So that you don't have that much pressure to repay every month, but what is the premise? Then you have to have a certain ability to repay. Because many friends just brushed up on these related ** or articles, they didn't happily run over and felt saved, and owed hundreds of thousands.

Then he came to tell me that he could pay back 2,000 a month, and how could he succeed in going ashore like this. Of course, some unscrupulous companies are not excluded, no matter how much you can repay, as long as you find him, you can pay his commission fee, and he will tell you that you can solve it, it's so outrageous, it's okay if you don't pay the money, I told you that you can extend it for two years, and you can extend the credit card after three years expire.

I owe more than 10,000 yuan, and more than 20,000 yuan is normally not up to sixty-seven, and what people write is good. It is estimated that the plan will be 60 periods, you will pay the money, the work will be done, and you will not accept the 32 issues and 24 issues, so everyone should keep their eyes open, that is, in the case of already in debt, don't blindly make a choice, compare it more, chat more and communicate more about the cost, how can there be a cost?

The cost of time, right? See who makes something reliable, and who talks more professionally and does it for a longer time. And then as for what kind of income you have to negotiate with, let me give you a reference, just take a credit card as an example, that is, this is normal.

His installment period is about 24 to 60 installments, and there is no problem with the amount of about 60 installments of 40,000 yuan and above. But many friends owe money, and he can't reach this amount on a single platform, so I'll fold and choose a forty-two issue, that is, you divide your debt by forty-two, and then add an additional five hundred yuan in expenses.

For example, if you divide 100,000 by 42, add 500. This is the amount you owe on your credit card and need to pay back every month.

As for online loans, in fact, many online loan platforms do not have installment plans, and the installment fee is also very high, you can only follow the example that you can pay off the online loan in three years, for example, if you owe 200,000 yuan of online loans, and you pay it off in three years, then you need to save 70,000 yuan a year, you just see that your income is about the same, if you can achieve it, there is no big problem in negotiation.

Even if there may be some economic strain, it can be solved through a reasonable debt plan. But to sum it up, it can't be too bad. If your debt is dozens of times higher than your income, then don't even think about it.

Problems in all aspects of debt encountered on the road of debt, welcome to communicate, and you must reply if you have any questions! I am Li Jiujiu, helping 10,000 people to go ashore quickly, if the content is helpful, please remember to pay attention and collect, I am your best listener, thank you for your trust and support!

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