Friends, I'm Hui Jiajun
It can be said that everyone will inevitably get sick!
If it's just a small disaster, it doesn't hurt to fall ill! In the case of a critical illness, the cost is extremely high; Almost one person fell ill, and the whole family suffered! However, the good thing is that there is critical illness insurance! If you suffer from a critical illness as agreed in the contract, the insurance company will pay a lump sum of money!
This money can be used for surgery**, supplement**income, and can also be used to relieve the tense financial situation! However, it should be noted that there are many types of critical illness insurance, and the protection terms are also complicated! When we choose products, in addition to looking at the insurance company, we should also consider the cost performance! If you are worried about not finding a good product, you can take a look at the list below! After a variety of comparisons, Hui Jiajun finally selected 6 models!
Children's Critical Illness Insurance List
There are not many good products to choose from when buying critical illness insurance for your child!
However, there are still a few products that are very cost-effective and safeguarded!
TOP1: Xiaoqinglong No. 2
The mandatory coverage and claim ratio of this product are excellent!
And it also supports multiple claims for critical illness! The total supply includes 128 types of critical illnesses, 30 types of moderate diseases, and 51 types of mild diseases!
Among them, critical illness claims are not grouped, with an interval of 1 year, as long as they are not the same critical illness, they can be claimed.
At the same time, it also supports "additional compensation for specific diseases in children" and "additional compensation for rare diseases in children".
The most important thing is that the payouts are very high!
It is more suitable for friends who pursue multiple claims for critical illnesses and additional claims for specific children's diseases!
TOP2: Bumblebee No. 9
As you can see, the protection of Hornet 9 is very comprehensive!
It includes not only serious diseases, moderate diseases, mild diseases, rare diseases, and children's special diseases! Provide all-round protection for children!
It also supports the compensation for severe cases, and the compensation for moderate and mild diseases!
Compared with those products on the market that only support one claim and the insurance contract has ended, Bumblebee is much better!
At the same time, the maximum payment period of Bumblebee 9 has been extended to 35 years, which is 5 years longer than the critical illness insurance on the market!
It is more suitable for friends who pursue the compensation of critical illness and the compensation of moderate and mild illness!
TOP3: Little Naughty No. 2
This product focuses on a cost-effective product that takes into account both critical illness protection and death protection. If you are admitted to the ICU ward due to non-severe, moderate and mild symptoms, you can also pay 1,000 yuan a day, which is equivalent to a full guarantee. At the same time, it also innovates family care insurance benefits!
Before the age of 30, after the occurrence of a critical illness claim, the death of total disability can be reinsured. It is more suitable for friends who pursue high cost performance and pay attention to hospitalization protection!
**Critical Illness Insurance List! TOP1: Super Mario No. 9
Super Mario 9 is not only cheaper than other critical illness insurance, but also can be paid multiple times and has additional cancer benefits; The payment cycle is also flexible, with a maximum of 35 years to reduce the pressure of payment. In short, the protection is comprehensive, and 100% of the 100 critical illnesses will be compensated; 35 moderate diseases and 40 mild diseases share 6 claims; 90 days after the critical illness is paidDifferent groups of mild to moderate symptoms will continue to be covered
The proportion of claims for the second claim for critical illness and cancer expansion fund is very high; The form of cancer allowance is more humane. It is suitable for friends who pursue the ultimate cost performance, full protection, high compensation or limited budget. TOP2: Darwin No. 8
Darwin 8 continues the characteristics of the Darwin series; Full coverage, full coverage of severe, medium and light diseases, and many optional responsibilities, such as disease care funds, cardiovascular and cerebrovascular diseases, etc.; And after the critical illness is claimed, the claim can continue to be made for mild and moderate diseases in the same group; Carcinoma-in-situ can also pay an additional 30%.;There is also a hospitalization allowance, which covers the cost of hospitalization after the age of 60. The most important thing is that the premiums are really low, very low!
It is suitable for friends who pursue cost-effective or have a family history of cardiovascular and cerebrovascular diseases. TOP3: i worry-free 20
The underwriting of this product is very lenient, supporting intelligent manual underwriting, and does not ask about past physical examination abnormalities in the health notice, and also asks about pre-existing conditions;
It is also friendly to breast nodules, thyroid nodules, stomach or intestinal polyps, and hepatitis B patients, and can still be covered normally if eligible.
And the optional benefits are very rich, such as illness care fund, critical illness second claim, malignant tumor expansion insurance, specific cardiovascular and cerebrovascular disease expansion insurance, etc.
At the same time, the value-added services are also very rich!
After applying for insurance, you can enjoy a series of value-added health services such as critical illness green pass, multidisciplinary consultation, expert outpatient clinic, inpatient surgery arrangement, and knot untie service.
However, i worry-free 20 Death Benefit is not a necessary liability! If you want to do it if you need to do it!
This product is more suitable for friends who pursue high optional liability and value-added services in addition to normal claims!
The above 6 are the critical illness insurance products recommended by Hui Jiajun in March!
Write at the end
Although there are not many children's critical illness insurance now, they are all quite capable of fighting.
If there is a need for insurance, you can take advantage of the child's young age to apply for insurance as soon as possible, after all, it is cheaper to buy early and protect early.
Critical illness insurance should also pay attention to cost performance, and analyze it in combination with the protection situation and value-added services!
If you have the need to configure critical illness insurance for yourself or your family, you can focus on these 6 products!
Well, that's all for today! If you wantCombined with personal conditions, product calculation, insurance consultation, and plan formulationYou can add planners for 1v1 consultations!